Risk Management Jobs

SQL Developer

Skipton

Up to £35K

This is an exciting opportunity to join the fast paced world of Customer Insight on a 6 month fixed term basis, the role will involve working within the Marketing Technology and Data Teams, covering multiple projects. As part of the Customer Insight Team, you will be working alongside Developers, Analysts, and Marketing Specialists, as well as colleagues from across the organisation to deliver trusted solutions that meet the information and data needs. Key responsibilities include: Your main objective as a SQL Developer will be to help design, develop, and maintain database solutions in order to provide required information for stakeholders & colleagues. You will also help ensure that data used, which is transferred between internal systems and transferred between the business and other bodies, is fit for purpose. You will act as a lead developer for small and large development projects, whilst working from high level designs to develop resilient, high-performance database solutions that conform to the company’s existing standards. You will take responsibility and ownership of project based tasks focusing on the development & testing stage, but also providing support where necessary throughout the product life cycle. The Person Technical knowledge and experience: • TSQL • SSIS • Visual Studio • Exposure Testing and code promotion The role needs someone with SQL development experience and knowledge of developing agile data solutions. You need to be creative, be able to deal with challenges on a day-to-day basis and have the ability to adapt to often changing requirements. We are looking for someone who has problem solving skills and with experience of delivering a great service customer and colleagues. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Compliance Manager

Leeds

Competitive

Display Salary: £50,000-£,55,000 + Benefits Support the Compliance Director in the provision of high quality advice to the business on regulatory and compliance matters and in the ongoing development and enhancement of the company’s compliance and regulatory risk management arrangements. Key responsibilities include: Developing and implementing group and company policies to meet legal, regulatory and business requirements. Providing clear, accurate and timely advice on regulatory matters, including the application of relevant requirements in the FCA Handbook. Reviewing business operations and procedures to ensure that they remain compliant with policies and procedures and relevant regulatory requirements. Monitoring regulatory developments and advising on their relevance and implications for the company and any actions needed to prepare for compliance. Drafting compliance policies and procedures, seeking input from stakeholder and educating end-users on new requirements. Prepare and deliver high quality training to staff on regulatory matters Undertaking compliance reviews or investigations and working with the relevant business area to ensure that appropriate remedial actions are identified and implemented. Accurate and timely completion of regulatory returns and forms and submitting these via FCA Connect and GABRIEL. Review of financial promotions Undertaking regulatory due diligence for potential acquisitions and reporting on findings Compiling data in response to FCA or other information requests. Representing Compliance in business projects and assisting with regulatory change projects as directed. The Person: Strong knowledge of the UK regulatory framework and the FCA Handbook Understanding of wealth management including the advice process and products 5 yrs or more in a financial services environment, preferably wealth management To discuss the role in greater detail please contact Paul Clayton on 0161-883-2747 or send through your CV to pclayton@merje.com Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

IT Security Specialist

Warrington

c.£45,000 + Excellent Benefits

Location: North West Our client is a well-respected Financial Services organisation who are currently looking to recruit an IT Security Specialist. The role supports the Head of IT Security in ensuring that the businesses IT services are delivered in a manner which supports the confidentiality, integrity and availability of systems and data, whilst complying with good practice principles, regulatory requirements and the shareholders’ requirements Key responsibilities include: Perform proactive monitoring of IT services. Measure compliance with IT security policies and maintain industry leading security standards across the whole IT estate. Perform security assessments including vulnerability scans and application testing Liaise with business functions and stakeholders with an emphasis on clear communication both internally and externally. Support the ongoing Security Awareness Programme. Act as a central contact point for IT Security audit related activity Provide second / third level support on IT Security incidents Provide guidance and support to development cells ensuring that new and existing services are developed in line with a secure code mentality and best practise. Maintain an ongoing assessment of emerging threats and vulnerabilities recommending enhancements/improvements/innovation where necessary. Ensure that annual security assessment is completed. Qualifications/Key Skills: Strong IT Security knowledge Understanding of IT risks, controls and mitigation techniques Expertise with vulnerability scanning techniques Good knowledge of ITIL processes Understanding of network/directory technologies. Stakeholder management.

Investment Risk-Document Reviewer

London

£30,000

Overview Wealth Management firm, located in London, are looking to hire a number of Client Documentation Reviewers to join their Suitability function which sits within the firms Investment Risk Division. This is an excellent opportunity for individuals looking to start or continue their development within Investment Risk as extensive training and career development will be offered. The candidate requirement is simple, degree level education, alongside work experience gained within a financial services firm. Responsibilities: Take ownership of writing the About Your Investment Mandates within the priorities and pace required. Receive client documentation to write the AYIM draft for the Investment Managers, identifying gaps and report them to the Investment Managers. Update all required reporting systems with the appropriate information Support the Front Office team to implement a stronger suitability quality culture and to improve AYIM current standards. Collaborate with the Suitability Manager to address identified gaps in the process Experience Required: Recent Graduate Knowledge of Excel / Office suites. High standard writing skills. Ability to understand and articulate issues in simple language. Able to manage relationships and collaborate. Ability to take responsibility for their own activities. Experience in Financial services preferred Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Senior Risk Manager – Capital Markets

London

£85,000 – 105,000

Our client is a well-known mid-tier Bank with global business lines including M&A, Corporate Banking, Credit Investments, Research and Trading, Sales, Money Markets, Forex, Derivatives, Securities Borrowing & Lending and Equities. Due to their consistent growth, they are now looking to appoint an experienced Risk Manager to support the build-out and implementation of the Risk Framework across the UK. The Risk Officer will be responsible for coordinating with key business stakeholders to understand and communicate the risk factors associated with Business strategy and operations. You will also identify and monitor potential risks across the business and establish efficient action plans to manage them. Key responsibilities include: Advise on risk management practices within the UK Business – provide guidance on risk assessment and control testing activities Maintain a thorough understanding of global, regional and local regulatory requirements Perform risk assessments to identify gaps in compliance to relevant areas of the business Contribute to global, regional and local Risk Management initiatives aimed at improving the Bank’s baseline on a wide range of areas Provide clear and concise verbal and written recommendations and guidance matters of Risk Management The Person Extensive Risk Management experience – preferably within Capital Markets and/or Asset Management Solid understanding of global, regional and local regulatory requirements Experience in the development and rollout of risk frameworks, policies and associated standards Demonstrated success managing a cross-functional team Strong stakeholder management abilities and the ability to effectively communicate information risk topics across all seniorities Analytical problem solver who understands strategies and identifies improvements Resilient and adaptable individual with the ability to drive change and innovation Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Prudential Risk Manager

Birmingham

£60,000 pa

Reporting directly to the CRO, this is an expansive position, with the main objective being to deliver prudential regulatory and financial risk oversight, including upstream prudential regulatory change, prudential compliance and prudential regulatory relations. Core Responsibilities: Leading the second line review of key prudential regulatory-related documents, such as the firms ICAAP, ILAAP and Recovery and Resolution Planning documentation. Identify and provide independent support and challenge as part of the implementation of prudential requirements. Undertaking reviews of regulatory reporting with a focus on FINREP and COREP. Testing controls on financial risk management, such as capital, liquidity, treasury management, FCA/PRA Handbook compliance. Assurance work over regulatory change programmes, including the governance and oversight, delivery against plan and the robustness of the finalised solution. Assist to embed Model Risk Governance principles and processes, in addition to developing and undertaking validation of material models. Develop and undertake scenario analysis and stress testing to assist and to further understand potential impacts of financial risk-related events. Support the Chief Risk Officer with reporting to financial risk-related matters to the Board & relevant Committee. Assist with preparation for PRA Periodic Summary Meetings. Experience Required: Demonstrable experience of prudential regulation, including a detailed knowledge of UK regulatory requirements. Strong analytical skills including financial analysis and proficiency in MS Excel. Ability to plan, undertake and deliver projects including reviews and monitoring / assurance work. Excellent report writing and presentational skills. Proven project management and client handling skills. Experience dealing with client stakeholders and senior management Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Underwriting Risk Analyst

London

30000 - 32000

I am looking for an Underwriting Risk Analyst to support and assist the Risk & Governance team and the wider business with all Underwriting Risk matters for my insurance client. You will provide control, ownership and management support of the Underwriting Risk area of the team including the Audit process for Sub Cover holders and Insurers, Peer Reviews and all team wide projects. Your Key Responsibilities: Lead the Audit process across all teams, coordinating Insurer Audits, the annual Lloyds Audit, external claims audit and all Underwriting Sub cover holder Audits working to an agreed timetable and effective management of all resultant Audit actions Responsible for providing action tracking to all action owners requesting updates and working towards action closure in alignment with action timeframes to avoid actions becoming overdue Effective processing of all Insurer, Lloyds and Sub Cover Holder Audit reports including understanding Audit findings, Action requirements and accurate logging to the Audit Action database Ownership for processing all Sub Cover Holder Audit Invoices for payment in alignment with budgeting requirements Assist with the Sub cover holder Auditor selection process including drafting of proposition review documents Underwriting Peer Review Framework Responsible for the efficient delivery of the Underwriting Peer Review process across all Underwriting teams Implementing agreed changes to the platform, question bank and questionnaire used to deliver the Peer Review process across all Underwriting teams Collating data in respect of monthly returns to distribute mid-month status and end of month completion reports to all teams MI Reports and Database Management Production of Audit action reports for internal Business Units, Insurers and with the Governance Committees Effective management of the Audit Action database Risk Committee Management Pack and Slides Assist with the production of MI reports and supporting information across the Risk & Governance team covering Peer Review, Insurer and Sub Cover Holder Audits and so forth for the monthly Pen Risk Committee Work closely with the Risk & Governance Director to assist in all applicable updates to the underwriter licence framework ensuring regular reviews of licence levels and changes to authorised persons Support the Conduct & Regulatory Risk Manager with the Regulatory Mediation Activity Return (RMAR) for Pen Underwriting Assist with amending and adapting business process to reflect changing regulatory needs and requirements Working alongside the Risk & Governance Director, Conduct & Regulatory Risk Manager and colleagues across Gallagher to help implement and manage project work ensuring a smooth implementation as appropriate Skills, Experience and Qualifications: You're educated to degree standard with a willingness to undertake CII / ICA qualifications as part of your personal development Knowledge of general insurance products, services, classes of insurance including underlying legal principles and practices Working well with team members, you've excellent communications skills coupled with the ability to plan and deliver a demanding workload We are looking forward to your proficient and competent Microsoft Excel skills and the confidence of which you solve database errors and produce MI reports You will have the confidence to liaise with colleagues across the company and wider group business and be the lead on all Insurer and Sub Cover Holder Audits Results focused and target driven, you're ambitious when it comes to using your initiative to help others You're highly organised and work to a high standard of accuracy Eligible to work within the United Kingdom

BI and Reporting Analyst

Manchester

Up to £46,000 pa

Support the delivery and maintenance of accurate business reports to measure Collections and Strategy performance to enable evidence based decision-making. Responsibilities: Build and maintain high quality, trusted and intuitive reports detailing business performance which inform decision making across the business Become a technical expert with the tools required for analytical and reporting purposes as well as be passionate about learning new tools and techniques Grow in to a data expert for all internal and external data sources required for analytical and reporting purposes Work with report users and other stakeholders to gather and build requirements, including the definitions of fields and KPI’s Respond to requests for ad hoc and regular Reporting support through formal channels Support the identification of value adding opportunities, through proactive analytics into any variances in performance and identify underlying causes Contribute to the standardisation of approaches to reporting KPI’s, methodologies and data structures Develop strong relationships with stakeholders across all areas of the business to gain a better understanding of business requirements and to build confidence and trust in reporting solutions Take ownership of building own knowledge as well as team members to develop better reporting solutions Automate solutions where possible to enable users to ‘self-serve’ Work closely with data source experts and owners to ensure reporting solutions are accurate and reliable Contribute to identifying data quality issues and helping to improve them Utilise strong data management principles and practices throughout the reporting lifecycle The Person Minimum 3 years’ experience in analytical or reporting functions of financial services companies, preferably in debt collections or a related industry Highly proficient with Tableau desktop as well as Tableau server (desirable) Highly proficient with advanced levels of SQL (SSMS, SSRS, SSIS, SSAS ), MS Excel, Access, PowerPoint, Visio Experience and working knowledge of other Business Intelligence and Analytical systems (SAS, SAP Business Objects, Cognos, Qlikview) Excellent communication, interpersonal and listening skills – ability to communicate at all levels. Ability to present complex and detailed data in a simple to understand and innovative way Able to work independently and takes an organised approach to planning and prioritising own workload Ability to think strategically and translate thinking and analytical results into tangible plans Basic understanding of key commercial aspects of debt management and understand contribution to business, using this knowledge to identify tactics to maximise performance is preferred Proven track record in using internal and external data and insight to make decisions and recommendations that shape business strategy and improve performance Track record of working within a regulated environment A high level of customer focus with a proven record of delivering high standards of customer/seller service and experience Ability to work independently, pro-actively, multi-task and deliver. Also able to work in teams, mediating between team members to diminish negative effects on team productivity and work environment Fully proficient in English, Polish and a third language is a plus Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities. To discuss the role in greater detail please contact Nuhaa Mohamed on 0161 883 2762 or send through your CV to nmohamed@merje.com

Risk and Compliance Director - EXCLUSIVE ASSIGNMENT

Manchester

£85,000 + Bonus + Benefits

My financial services client is looking for a new Risk and Compliance Director to be responsible for the successful leadership, strategic and operational management of the Risk & Compliance function across the business. You will be required to develop and implement the strategic approach to quality and performance management, leading a number of teams to implementing a high quality service ensuring full compliance with all statutory and regulatory obligations, including the development and implementation of an effective Performance and Assurance Framework. Key responsibilities include: Provide advice and guidance on applicable current and prospective FCA matters Create and implement group-wide compliance frameworks and policies Design the Group’s annual compliance monitoring program seeking operational inboard and board approval Effective execution of the compliance monitoring program Ensure effective second line compliance monitoring is in place proportionately across the business Support and challenge first line regulatory controls within the operational units of the group Complete FCA Gabriel and other regulatory returns Manage the people, operational systems, processes and policies in support of the department’s mission – specifically supporting the overall business strategy. Manage the effectiveness and efficiency of the area through playing a significant role in long-term planning, and on-going initiative geared toward operational excellence. Drive key performance indicators in the department that contribute to target achievement Providing consulting services on matters related to own area of expertise to aid business structure and growth. Ensure an effective framework providing oversight of the risks covering people, property, finances, and reputation and implement measures to control risk Design, propose & implement the annual Risk Management Plan Develop and implement strategic approach to how insured or insurable risks are managed and aligned with the risk profile. Creates and maintains effective working relationship with regulators and external parties Represents the compliance department at senior level, both internally and externally Provides compliance expertise and senior leadership experience to the role Drives a culture of good practice and compliance behaviour Creates a distinction between regulation and business risk management The Person: Knowledge and experience of; Personal lines insurance intermediary services within the UK Experience in high growth financial services businesses Strong resilience and seasoned influencing skills Background in identifying risks in relation to insurance, data protection and other regulatory requirements Deep experience of best practice risk and compliance management in financial services, combining an understanding of operational, regulatory and conduct risk To discuss the role in greater detail please contact Paul Clayton on 0161-883-2747 or send through your CV to pclayton@merje.com Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Credit Risk Analyst - Modelling, Analytics, SQL

London

Up to £50K

A well-established Fintech business is on the search for a Credit Risk Analyst. This role would suit someone who is looking for the opportunity to take on more responsibility and progress to a senior role in the near future. You will be leading on tasks in three main credit risk workstreams: credit reporting and analytics, advanced modelling and underwriting automation. Key responsibilities include: · Improve Underwriting Automation by supporting the analysis required for the Underwriting Decision Engine · Credit strategy analysis · Scorecard cut-off & P&L analysis · Portfolio monitoring · Test monitoring Advanced modelling, including but not limited to: · PD Scorecard · Loss forecast model · Recovery model The Person Technical skills: SQL General programming language, ideally an open sourced statistical language, such as R and Python; SAS is acceptable, but you will be required to take up an open sourced language on the job. Advanced Microsoft ExceL Business knowledge: Consumer credit profit and loss Arrears reporting Credit policy analysis Experience: Minimum 4 years work experience in an analytical role in consumer finance is a must-have Work experience in a fintech is an advantage but not a necessary requirement Experience in working with credit bureau data and developing scorecard is an advantage but not a necessary requirement Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities. To discuss the role in greater detail please contact Nuhaa Mohamed on 0161 883 2762 or send through your CV to nmohamed@merje.com

Field Compliance Manager

Leeds

35000

Role purpose: UK wide, and well known firm within the mortgages sector are looking to hire a Field Compliance Manager to join an established and growing regulatory compliance team. The role holder will be responsible for managing a number of Advisors within a geographical area, being the main point of contact for Advisors for any and all issues relating to regulation & compliance. The typical working week will be a split of 3 days working from home, and 2 days meeting with advisors. The role holder can be located in any location across the Midlands or North of England. Responsibilities: Ensure that there is a consistent approach to compliance and regulatory policy Work closely with Advice Quality, ensure that all checks are followed up and any issues are dealt with promptly Use observation skills to identify areas of concern or development need of Advisors and address promptly putting development plans in place where needed Effectively supervise Advisors within your span of control Proactively contribute to the wider compliance teams to improve processes and procedures to drive efficiency Complete regular reviews of AR firms to ensure effectiveness of controls within the business, providing a report with a summary of findings and action plan to the relevant Approved Person Complete follow up where required to ensure action points have been completed within timescales and provide guidance and assistance where needed Effectively handle any regulatory or compliance queries received from AR firms & Advisors, raising any action points as necessary Identify and manage risk within the business (to include quality of client files, advice quality, advice process, new advisers moving through scheme, operating procedures etc.) Audit of new ARs when required ensuring that all activity & documentation meet the necessary standard Effectively contribute to regular FCM meetings Ensure adherence to the T&C scheme at all times, at all levels Ensure all relevant regulatory knowledge is kept up to date Experience Required: CeMAP qualification Experience working with mortgage advisers / appointed representatives Ability to communicate at all levels with professionalism and integrity Motivational qualities to motivate the Advisors to strive for success Effective time management of self to drive efficiencies Able to demonstrate building effective relationships with key stakeholders Able to demonstrate good problem-solving skills, plan effective contingencies and solutions Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Field Compliance Manager

Newcastle upon Tyne

£35,000

Role purpose: UK wide, and well known firm within the mortgages sector are looking to hire a Field Compliance Manager to join an established and growing regulatory compliance team. The role holder will be responsible for managing a number of Advisors within a geographical area, being the main point of contact for Advisors for any and all issues relating to regulation & compliance. The typical working week will be a split of 3 days working from home, and 2 days meeting with advisors. The role holder can be located in any location across the Midlands or North of England. Responsibilities Ensure that there is a consistent approach to compliance and regulatory policy Work closely with Advice Quality, ensure that all checks are followed up and any issues are dealt with promptly Use observation skills to identify areas of concern or development need of Advisors and address promptly putting development plans in place where needed Effectively supervise Advisors within your span of control Proactively contribute to the wider compliance teams to improve processes and procedures to drive efficiency Complete regular reviews of AR firms to ensure effectiveness of controls within the business, providing a report with a summary of findings and action plan to the relevant Approved Person Complete follow up where required to ensure action points have been completed within timescales and provide guidance and assistance where needed Effectively handle any regulatory or compliance queries received from AR firms & Advisors, raising any action points as necessary Identify and manage risk within the business (to include quality of client files, advice quality, advice process, new advisers moving through scheme, operating procedures etc.) Audit of new ARs when required ensuring that all activity & documentation meet the necessary standard Effectively contribute to regular FCM meetings Ensure adherence to the T&C scheme at all times, at all levels Ensure all relevant regulatory knowledge is kept up to date Experience Required: CeMAP qualification Experience working with mortgage advisers / appointed representatives Ability to communicate at all levels with professionalism and integrity Motivational qualities to motivate the Advisors to strive for success Effective time management of self to drive efficiencies Able to demonstrate building effective relationships with key stakeholders Able to demonstrate good problem-solving skills, plan effective contingencies and solutions Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Senior Manager - Market and Liquidity Risk

London

£75,000 - £95,000

A global FS business with major UK growth plans and an exciting expansion project in progress is now looking for an innovative and experienced Market and Liquidity Risk Manager to support their Risk function. Sitting at the second line of defence, you will manage market and liquidity risks within the organisations’ risk appetite, ensuring delivery against the corporate objectives of the Bank and to ensure that best practice Risk Management techniques are applied. Directly reporting to the CRO, you will: Oversee risk management practices and guide the first line in their risk management activities relating to finance and treasury and more specifically market, liquidity and funding risks Identify, monitor and measure risk and develop strategies to manage and monitor risk across the business Produce regular credit risk MI and insight through modelling to support the effective management of credit risk Have oversight of the Asset & Liability Management System and associated risk reporting; Provide oversight of stress testing and scenarios, and contribute to the testing of alternative models Implementing, maintaining and raising awareness of the Enterprise Risk Framework Oversee the implementation and monitoring of the market & liquidity risk policy(s), risk appetite measures and tolerances Keep up to date and implement developing regulatory requirements in all areas of financial risk management Maintaining effect risk governance systems and controls, managing and refining regular reporting information to support effective decision making by senior executives and risk committees Act as the SME to regulatory submission, including the ICAAP, ILAAP, CFP and Recovery Plan This might be your ideal next move if you have: More than 5 years’ experience in market and liquidity risk management operating within a UK regulated financial institution, ideally a retail bank or building society. Experience operating within a senior risk management function for a major company or division of a large corporation within Retail Banking and UK Financial Services Detailed knowledge of market and liquidity regulations and standards Experience in the development, maintenance and oversight of market and liquidity risk tools, management frameworks, and associated standards In depth knowledge of analytical methodologies and techniques for management of market and liquidity risks, monitoring and reporting Detailed working knowledge of asset and liability management systems, ideally ALMIS. Working knowledge and ability to positively contribute to the RMF, RAF, RAS, CFP, Recovery Plan, ICAAP, ILAAP Strong stakeholder management and communications skills Resilience and the ability to adapt and drive change in a fast growing organisation

Modelling Senior Manager

London

£75,000 - £85,000

I am working with a Big 4 Consultancy who are recruiting into their Modelling team due to added demand from clients. The Senior Manager will be responsible running projects and the development of junior staff. The Team: Contributing to and driving the growth of the modelling team Leading large projects to support clients in tackling business issues Applying technical skills to devise compelling and well thought out solutions to complex problems Building constructive working relationships to develop internal and external networks The Role: You will be responsible for managing the growth of a high performing a dynamic team, working across multidisciplinary teams. You will leverage existing managerial experience and leadership skills to help grow and develop the modelling team You will be able to build strong client relationship and effectively take propositions to market You will manage teams of modellers and other professionals to provide high quality and flexible modelling solutions for a diverse range of clients You will be responsible for end to end engagement and stakeholder management You will use existing Excel, VBA, and/or SQL skills to support delivery and develop capabilities, share knowledge on solutions, and best practice techniques You will support the professional development of the junior members within the team The Person: Recognises the importance of continuous self and team development and actively strives to achieve this. Helps others to understand how their work contributes to the overall success of an engagement and the wider firm Fosters a sense of self belief and confidence in others Seeks to understand others motivations Supports others to make brave decisions Experience in a senior management role managing projects, clients and senior stakeholders Experience scoping, designing and building financial models in best practice Experience in managing multiple projects simultaneously Experience in building and maintaining strong working relationships across a range of teams Experience in developing new strategy and propositions to generate business Experience in performance management and developing & retaining talent A first-class or upper second-class degree in a numerate subject Strong IT skills (Excel, VBA, and preferably SQL) Strong communication skills to be able to describe complex technical issues in a clear and non-technical way Strong commercial awareness and understanding of key concepts and issues in the financial services sector