Risk Management Jobs

Settlements/Payments Manager – Forex

London

£40,000 - £50,000

A boutique Foreign Exchange business is looking for a Payments/Settlements Manager to lead a growing team. Leading 3 Assistants, you will gain full oversight of managing the day to day operations of the settlements team, ensuring the timely execution and delivery of all settlements and payments. Key Responsibilities Managing a team of 3 settlements assistants who prepare & input multiple currency payments for clients and brokers Act as the escalation channel for any payment investigations and client settlement queries Perform bank account reconciliations and client schedules Provide daily, weekly and monthly reporting to the Finance Team Assist with the implementation of HCFX’s new payments platform ensure processes are efficient and effective. Updating and maintaining the financial requirements in HCFX’s trading platform Ensure the team deal with queries in a timely manner to resolve settlement/account queries and errors Liaising directly with the finance compliance, sales and dealing teams as well as with HCFX’s clients when and as appropriate Liaising with counterparties, beneficiaries and clients or internal dealing teams as appropriate The Person You will likely have 2+ years of experience in a similar Settlements environment across the Financial Services (bonus points if it’s within a FX/Payments environment!). You will have excellent attention to detail and you can operate with high levels of accuracy. Ideally, you have some experience of managing a team but candidates who are looking to move into a managerial post will be considered Communication and stakeholder management skills are paramount as you will be liaising with a number of teams (Finance, Front Office etc.) on a day to day basis

Technical Services & Research

Leeds

c. £45,000 + Benefits

To assist in delivering a comprehensive suite of technical support services to the Financial Advisers of the business. Key responsibilities include: To deliver technical guidance and provision of product research via the helpdesk covering all areas of financial planning To design, implement and maintain the company’s suite of factfinds and suitability templates Communicate with advisers via the phone, in writing and occasionally face to face. To answer helpdesk queries or emails within SLAs and in a professional manner at all times To undertake ongoing reviews of company product panels To maintain internal audit trail of all panel areas To review off panel/specialist requests submitted by advisers within SLA Maintain proactive dialogue with product/fund providers and third parties, identifying new ideas and market themes. Monitor and research technical and product market developments to refine our processes and inform advisers The Person: Qualified to QCF4 as a minimum and ideally hold AF7 or equivalent Experience in a paraplanning, compliance or similar role preferable. Experience of using industry standard adviser business systems such as Intelligence Office, Dynamic Planner, Defaqto Engage, O&M Pensions, Selectapension, AssureWeb, Trigold, Iress, Financial Express etc. Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Underwriting Manager – Retail Banking / Lending - Remote

Essex

£40,000 - £50,000 plus benefits

A growing Building Society is looking for a motivated Underwriting Manager to lead their Underwriting operations. Managing a team of 4 and reporting directly to the CRO, you will take full ownership of the underwriting and complaints processes and a big part of your remit will be to lead and motivate the team to drive a positive customer outcome. Note: The business is really flexible with your working arrangement. Should you wish to come back into the office post-Covid, the door is open. Should you decide that you working from home has significantly improved your quality of life, then you can do that. Should you choose to work remotely, you will only have to come into the office in Essex once or twice a month. Some of your key responsibilities will be: Lead, manage and motivate the team to ensure SLA's & KPI's are achieved on a daily, weekly & monthly basis while maintaining quality in both decisions and process in line with the company's risk appetite Underwrite and decision mortgage applications ensuring exceptional customer service delivery, whilst complying with all regulatory and conduct risk in adherence to lending policy and ensuring fair outcomes for customers Undertake first line of defence checking and report results to the CRO Provide SME underwriting knowledge for the team with regard to Lending Policy & Procedures. Act as a point of expertise to the team, advising on technical, product, policy, procedural and intermediary issues Proactively identify, manage and support departmental improvement & change to reduce processing times, improve service while ensuring quality of decision making while working with Key Stakeholders. Support the team needing higher mandate approval and underwriting when required Authorising within own approved mandate mortgage advances or preparing cases for referral to Credit Committee for approval. Production and sign off of mortgage offers for lending within mandate once full supporting documentation is in place. Deliver effective performance management across the whole team to include documented 121's & team meetings on a regular basis Accountable for first line of defence maintaining Quality Assurance framework and records Maintain an up to date working knowledge of products and policies, and assist in implementing changes in line with our risk appetite Take individual responsibility to remain well informed of regulatory, legal and market trends. Ensure self and team comply with all relevant Society and regulatory obligations. Assist in the continued improvement of the originations system, processes and procedures Ensure that all complaints are handled in accordance with the Complaints Handling Procedures referring to appropriate departments as and when appropriate delivery of any changes to the system or processes Ensure responsibilities regarding Treating Customers Fairly, the Prevention of Financial Crime (including AML, identification and reporting of fraud) and responsible lending are carried out effectively and in accordance with the Company's policies Growing knowledge of mortgage product and bespoke underwriting capability with an emphasis on understanding all products and criteria Self-Management and Control You will likely: Be an analytical thinker who can quickly identify problems and has unwavering attention to detail Have some relevant experience in similar lending/retail banking environments Have the ability to analyse complex financial statements and are able to manage systems that drive lending decisions You are a team player and comfortable leading and motivating a team day in day out

Risk Manager - Vendor / Third-Party Management

Birmingham

£50,000

Overview & Role Purpose:  Financial Services business, focusing on specialist lending within the mortgage space are currently looking to hire a Risk Manager to be responsible for managing and embedding the outsourcing framework for new and existing arrangements within the business.  The primary focus will be the groups offshore arrangements, to ensure effective oversight and governance is in place.  The role will be based out of the Head office located in the West Midlands, with a blend of home and office based working. Key Responsibilities: Complete risk assessment and risk profiles across the IntraGroup Arrangements presenting output at Director / Exec level Agreeing and tracking corrective action plans where IntraGroup Arrangements are outside of the Groups approved Risk Tolerances Annual assurance report covering all IntraGroup Arrangements to be presented to Exec / Board level Present senior management reporting on area of responsibility and as required present at Vendor Management Working Group / Committee and other committees or working groups specifically covering IntraGroup Arrangements Produce regular papers for approval and business committees, recommending enhancements to the IntraGroup Outsourcing Framework in support of business needs and regulatory expectations  Prepare and provide regular reporting / status reports against agreed delivery timelines and actions, clearly documenting progress, any risks & issues against the delivery. Ensure risks and issues identified through IntraGroup assessments are documented effectively, business owners assigned corrective action plans, status kept up to date and reported timely and to a satisfactory conclusion. Key Requirements:      Experience in developing, managing and overseeing Third-Party / Vendor Management / Outsourcing frameworks Experience in Operational Risk, Quality and risk control self-assessment management is desirable Experience in management of offshore operations.

Investment Risk Analyst

Birmingham

c. £35,000 + Benefits

The role will involve assisting the Risk Team in carrying out the day to day aspects of fund and investment risk management and providing support to the business in implementing an effective fund and risk management framework. Key responsibilities include: Monitoring fund, segregated mandate, MPS and other investment portfolios to ensure they are operating within all applicable regulatory, prospectus, and internal and external limits; Analysis of breaches and other risk events including root cause analysis, trend analysis and preventative measures; Monitoring the level of risk taken within the funds, segregated mandates, MPS and other investment portfolios to ensure consistency with their investment objectives and risk profiles; Preparation of MI and reports required by the Risk Committee, the Investment Oversight Committee (and any other committees as appropriate) in relation to fund segregated mandate, MPS and other investment portfolio risk and business level risks; Ensuring all investment portfolio information held within risk management systems is up to date and accurate at all times; Making recommendations to the business to support the improvement of fund and investment risk management; Assist with preparing the information required by the Risk Committee in order to help it fulfil its function; Assist with regulatory fund and investment portfolio reporting; Maintain key risk management spreadsheets and registers and complete general administrative tasks; Assist with the update and maintenance of the company’s Risk policies and procedures; Assist with general risk queries; and Assist with risk management projects. The Person: 2 years’ experience in a similar role or a fund operations background; An understanding of the UK Regulatory Framework Completed or working towards an appropriate risk management qualification  

Risk, Regulation & Advisory-Financial Services–Assistant Manager

Leeds

£40,000

Global consulting firm who specialise in assisting firms in the development of their governance, risk and compliance arrangements are looking to expand their Regional Risk and Regulatory Team with the addition of 2 Assistant Managers.  The team focuses on providing clients with support and advice in relation to compliance and regulatory arrangements and Enterprise Wide Risk Management Frameworks, with a particular focus on Conduct, Operational and Strategic risk. The positions whilst initially home based due to the current lockdown restrictions, can be based out of any of the firm’s regional office locations including Manchester, Leeds and Newcastle. The position will provide the opportunity to work on exciting risk and regulatory projects with a wide variety of financial services clients.  The firm are also committed to retaining and developing people and are prepared to invest in an individual's development through a combination of professional qualifications, mentoring, and industry leading in house training. Key Responsibilities: Assist in the provision of a range of different service offerings provided by the Risk and Regulatory Group, which may include: Delivering high-quality output, advice and assurance to the firm’s clients on a variety of engagements and in line with the agreed deliverables. Supporting the firm’s clients in implementing enhancements to its Regulatory and Compliance arrangements (including Conduct Risk) taking into account current regulatory requirements and expectations. Maintaining, developing and sharing knowledge to ensure high quality delivery to clients Managing the Firm’s risk exposure at all times through adherence to our quality and risk management practices when engaged on client work Developing and maintaining productive relationships with key stakeholders Identifying opportunities across existing and new clients and managing these accordingly Key Requirements:  Knowledge of UK regulation and some experience of providing regulatory and compliance assurance services is preferable. Experience of developing, implementing and reviewing Compliance and Conduct Risk policies, processes and procedures. Experience of working within the UK Financial Services industry Knowledge of governance practices and requirements Ability to develop strong relationships. Degree level education

Risk, Regulation & Advisory-Financial Services–Assistant Manager

Manchester

£40,000

Global consulting firm who specialise in assisting firms in the development of their governance, risk and compliance arrangements are looking to expand their Regional Risk and Regulatory Team with the addition of 2 Assistant Managers.  The team focuses on providing clients with support and advice in relation to compliance and regulatory arrangements and Enterprise Wide Risk Management Frameworks, with a particular focus on Conduct, Operational and Strategic risk.  The positions whilst initially home based due to the current lockdown restrictions, can be based out of any of the firm’s regional office locations including Manchester, Leeds and Newcastle.   The position will provide the opportunity to work on exciting risk and regulatory projects with a wide variety of financial services clients.  The firm are also committed to retaining and developing people and are prepared to invest in an individual's development through a combination of professional qualifications, mentoring, and industry leading in house training.   Key Responsibilities: Assist in the provision of a range of different service offerings provided by the Risk and Regulatory Group, which may include:   Delivering high-quality output, advice and assurance to the firm’s clients on a variety of engagements and in line with the agreed deliverables. Supporting the firm’s clients in implementing enhancements to its Regulatory and Compliance arrangements (including Conduct Risk) taking into account current regulatory requirements and expectations. Maintaining, developing and sharing knowledge to ensure high quality delivery to clients Managing the Firm’s risk exposure at all times through adherence to our quality and risk management practices when engaged on client work Developing and maintaining productive relationships with key stakeholders Identifying opportunities across existing and new clients and managing these accordingly   Key Requirements-        Knowledge of UK regulation and some experience of providing regulatory and compliance assurance services is preferable. Experience of developing, implementing and reviewing Compliance and Conduct Risk policies, processes and procedures. Experience of working within the UK Financial Services industry Knowledge of governance practices and requirements Ability to develop strong relationships. Degree level education

Operational Resilience Project Manager (12 month FTC)

Leicestershire

£Competitive Salary

Our client is a well-respected Financial Services organisation who are currently looking to recruit an Operational Resilience Manager to help the firm determine and deliver a proportionate and workable solution to meet the Regulatory requirements of Operational Resilience in the required timeframes. This will be a 12 month fixed term contract to deliver the project and can be based working remotely from home or time spent in the office. Duties: Understand the requirements, scope project requirements and agree satisfactory outcomes with stakeholders Maintain effective project control through the creation and maintenance of Project Plans, Risk & Issue logs, Steering Committee minutes, action lists and other tasks as required to assist in the smooth delivery of projects To operate as the subject matter expert as required and appropriate by the Project Sponsor Arrange for appropriate resources that are required to complete work outlined in the project scope. Liaise with Internal departments and third parties. Develop and maintain Policy and Procedural documents that align the requirements of the regulation with recommended solution Verify and implement solution designs into the business as required Perform or arrange user training when necessary as part of embedding the solution in the business Highlight opportunities to make improvements to processes that would improve project outcomes Adhere to the Data Protection and Security Policies. Skills and experience: Good understanding of Risk and Resilience Management. Project Management experience of 2 years or more. Financial Services background Business Continuity experience   Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Senior Risk Actuary – General Insurance

Cardiff

£ Competitive Salary

MERJE are currently supporting a General Insurance client with a key hire for a Senior Risk Actuary. This role will be based in a Risk & Actuarial team that has been recently set up to focus on the analysis of both first and second line risk. As a Senior Risk Actuary, you will be tasked with assessing and managing risks that have been provided by those who focus on the first line. The risk analysis you provide will then be utilised by the Actuarial teams across the business internationally. This is a specialist Risk team with dedicated Actuaries, but you will also be working alongside the Actuarial (Capital & Reserving), Underwriting and Finance functions. This opportunity provides a variety in project work and assessing a wide range of risks impacting the business. What we need from you? Qualified Actuary – FIA/FFA (or qualified by experience) General Insurance experience is essential. Strong knowledge of Solvency II and UK insurance regulations Working experience of Capital/Reserving and linking it to Risk Management. Stakeholder engagement with both technical and non-technical stakeholders Desirable experience with IFRS17 This employer is open to a flexible/part time working arrangement and also offers a fantastic benefits package. Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Head of Risk & Compliance (must be a Qualified, Practice-trained Accountant)

Manchester

to £90,000 + Bonus + benefits

My client is an award-winning global investment bank looking to recruit a Head of Risk & Compliance to be based in their Manchester office. Reporting into the CEO & FD, the individual will be responsible for developing a positive compliance culture including the provision of proactive advice and guidance to ensure an awareness of compliance and risk management is embedded throughout the business functions and is an integral part of all decision making. This will include constructively challenging and contributing to the business planning process developing relevant strategies and driving the formulation of compliance strategy, budgets, policies and procedures. Key Responsibilities include; Promote Risk and Compliance procedures across the group designed to meet the demands of the business Coordinate and support AML and financial crime initiatives Coordinate ad-hoc queries and returns to FCA under supervision of FD Liaise with departmental compliance experts and coordinate external advisers in relation to compliance and deal related matters Able to review training records, operate CISI super user and assist the HR team to ensure documents support SMCR style assessments Able to oversee PA dealing and coordinate a restricted list Maintain gifts (and similar) register Manage company’s relationship with Information Commissioners Office regarding data protection Oversee the risk management approach and structure to achieve compliance with the risk management approach determined by the parent company Identify emerging compliance risks by closely monitoring regulatory developments and internal and external business initiatives Oversee the annual compliance monitoring plan strategy, activities, procedures and resources, ensuring that risk-based monitoring activity is carried out in accordance with the annual monitoring plan Knowledge and Experience: A qualified, practice-trained accountant Experience in a senior risk/compliance role within an FCA environment Strong understanding and delivery of Corporate Governance Capable of building a strong relationship with business stakeholders and delivering a proactive programme of regular advice and practical support for all areas of the business Proven track record of delivering operational change and improving standards Project leadership skills and a proven leadership and credibility with directors and senior management Capable of interpreting and delivering operational and strategic advice on regulatory developments processes and standards Drafting skills – the ability to write documents, correspondence, briefing notes and procedures in a clear and concise format This is a senior role suitable for an experienced Risk and Compliance professional with a proven track record in Financial Services.  The individual will also need to be a qualified, practice-trained accountant.  Salary is entirely commensurate with experience but will reflect the significance of the role.  Benefits are comprehensive and Bonus potential could be significant but is entirely dependent on company performance The client is proposing a flexible working arrangement which is likely to involve a mixture of office and home based working. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.