Risk Management Jobs

Risk Director - Mortgages

Hampshire

£100,000 - £120,000 + Bonus and Benefits

A very established organisation in the UK Mortgage market is looking to appoint a new Risk Director to lead the Risk strategy and culture for two of their regulated business wings. Collaborating closely with the Head of Compliance and directly managing a Risk Manager, you’ll be challenged to provide short-term and long-term Risk strategies based on the vision and mission of the business. You’ll take full authority of the Operational Risk Framework (ORF) and you’ll use your own initiative and technical knowledge to improve and maintain it. Although this role will mostly focus on the ORF and maturing the risk culture of the business, some knowledge around Credit Risk would be beneficial. Using your leadership capabilities, you’ll provide guidance to the 1st line, initiate deep dives, and establish robust RCSA processes, risk assessments and risk events reporting. You will be leading team meetings and regularly provide detailed MI to inform the Board Risk Committee on the movement of key risks and the profile risks against the strategy’s appetite. This would be an amazing opportunity for someone who has: Broad FS experience in senior Risk positions & SMF4 Approved Person Mortgage product knowledge essential, broader lending experience a plus Operational Risk experience is a must, knowledge of Credit Risk would be a plus Proven track record of developing and leading risk teams Knowledge of UK regulation, legislation and standards Degree educated (or relevant Risk qualification) & CeMap qualified (desirable not essential) On a personal level, you will excel at this job if you are: Commercially and Financial savvy with an ability to approach issues strategically Strong leader who is not afraid to innovate and adapt Quick to identify potential problems and use initiative/consultation to resolve them Confident and very comfortable engaging and challenging senior stakeholders

Financial Crime Officer

London

£38,000 - £42,000

Financial Crime Officer required to support the Financial Crime Manager in delivering the annual Financial Crime Programme of activities for a financial services business that provides a technology platform to the life, pensions and wealth management sector. The role includes assisting with Financial Crime policy and procedure reviews, Financial Crime risk assessments, Financial Crime surveillance, reporting as required, adverse media and PEP checks, sanction and negative media screening. Responsibilities in more detail: Amend the annual financial crime risk assessments to identify key areas for improvement Horizon scanning for regulatory developments affecting the Group, along with assessing their impact on internal projects, policies, procedures, processes and systems Guide a range of financial crime activities including AML, Market Abuse, ABC and high-risk clients Assist with the review and delivery of all Financial Crime training Manage the output from PEP, sanction and negative media screening Investigating all red flags and SARs and including submitting to the NCA as required Assisting the Data Protection Officer with communications and requests from law enforcement agencies Developing and maintaining a good working knowledge of Money Laundering, FCA, PRA and if required IOMFSA rules relevant to the Group Providing MI in a format which is clear and engaging, in particular by compiling the monthly Financial Crime Dashboard Advanced MS Excel skills Practical knowledge and understanding of the UK and Isle of Man regulatory environment as it relates to the financial services industry. If you are interested in this opportunity and would like to apply or would like further information, please submit your CV. Alternatively, call Pritesh Chudasama on 0203 637 1607 for a confidential conversation. Please note, should feedback not be received within 28 days due to the large volume of applications. Unfortunately, your application has been unsuccessful. However, I may be in touch with similar relevant opportunities in the future.

Data Protection Officer

Birmingham

£75,000 plus excellent benefits

Our client is a well-known Financial Services business who are currently looking to recruit an individual to support the Head of Governance in the role of Data Protection Officer, leading the Data Protection team that provides advice on and monitors compliance with the Data Protection Act 2018, other data protection legislation, and the internal data protection policies and procedures. Key responsibilities include: Inform and advise the business and its employees of their obligations under Act and other data protection legislation. Monitor company compliance with the Act, other data protection legislation, and its data protection policies and procedures, including by conducting internal and supplier reviews, assigning monitoring responsibilities and reporting on outcomes of monitoring. Conduct awareness-raising activities and train employees on their obligations under data protection legislation and data protection policies and standards. Monitor the performance of, and provide advice on, data protection impact assessments. Cooperate with and act as point of contact for data protection regulators. Support the business by establishing and maintaining data protection policies, procedures, and compliance and enforcement structures. Contact point for data protection queries from data subjects (customers, employees and clients). Contribute to efforts to develop compliant, scalable and innovative approaches to obtaining, managing and analysing data. The Person: Extensive knowledge of data protection, in particular the Act, and its practical application. Experience in providing practical training on data protection. Knowledge of IT security and experience in working with IT Security teams. Experience of proactive management of data protection compliance frameworks and providing training on those frameworks. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Data Protection Officer

Leeds

£75,00 plus excellent benefits

Our client is a well-known Financial Services business who are currently looking to recruit an individual to support the Head of Governance in the role of Data Protection Officer, leading the Data Protection team that provides advice on and monitors compliance with the Data Protection Act 2018, other data protection legislation, and the internal data protection policies and procedures. Key responsibilities include: Inform and advise the business and its employees of their obligations under Act and other data protection legislation. Monitor company compliance with the Act, other data protection legislation, and its data protection policies and procedures, including by conducting internal and supplier reviews, assigning monitoring responsibilities and reporting on outcomes of monitoring. Conduct awareness-raising activities and train employees on their obligations under data protection legislation and data protection policies and standards. Monitor the performance of, and provide advice on, data protection impact assessments. Cooperate with and act as point of contact for data protection regulators. Support the business by establishing and maintaining data protection policies, procedures, and compliance and enforcement structures. Contact point for data protection queries from data subjects (customers, employees and clients). Contribute to efforts to develop compliant, scalable and innovative approaches to obtaining, managing and analysing data. The Person: Extensive knowledge of data protection, in particular the Act, and its practical application. Experience in providing practical training on data protection. Knowledge of IT security and experience in working with IT Security teams. Experience of proactive management of data protection compliance frameworks and providing training on those frameworks. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Head of Governance

Birmingham

£90,000 plus excellent benefits

Our client is a well-known Financial Services business who are currently looking to undertake the role of Head of Governance. Reporting to the CEO you will be responsible for overseeing the governance, risk management and data protection frameworks and sit on the Executive Leadership Team. You will provide strategic leadership and direction to the business to ensure the effectiveness, sustainability and resiliency of all governance, risk and data protection related matters in order to facilitate the delivery of divisional strategy. Key responsibilities include: To develop and implement the data protection and risk management strategic direction and plans for the business, aligned with the group’s strategic and business objectives. This includes compliance with obligations to both the FCA, working with the Head of Compliance, and the ICO, supporting the Data Protection Officer. Participate fully as an attendee of the appropriate operational UK Boards, where required, and Risk and Audit Committee and as a member of the Executive Leadership Team. Oversee the management of the Risk and Audit Committee, working with the Chair and Company Secretariat as appropriate. Demonstrate significant influence at senior and key stakeholder level both internally and externally. Key interfaces are inclusive of: Internal (UK operational Boards and Committees, Executive Leadership Team, Risk & Data Protection Teams) and External (ICO, consulting firms during due diligence exercises, potential acquisition partners and current or existing clients). To promote the observance of relevant laws, regulations, rules and standards. To provide regulatory advice and guidance on data protection requirements in relation to new business initiatives. To actively participate in the development of data protection and risk leadership and group policies and guidance. To ensure that support and guidance is provided to the business areas on data protection issues and that appropriate remedial action is taken to address any identified shortcomings. The Person: Extensive knowledge of operational risk frameworks and their application. A good understanding of corporate governance and how to apply it effectively in practice. Demonstrable experience of working within a leadership role in risk management or data protection Proven experience of working at Board and Executive Management level Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Head of Governance

Leeds

£90,000 plus excellent benefits

Our client is a well-known Financial Services business who are currently looking to undertake the role of Head of Governance. Reporting to the CEO you will be responsible for overseeing the governance, risk management and data protection frameworks and sit on the Executive Leadership Team. You will provide strategic leadership and direction to the business to ensure the effectiveness, sustainability and resiliency of all governance, risk and data protection related matters in order to facilitate the delivery of divisional strategy. Key responsibilities include: To develop and implement the data protection and risk management strategic direction and plans for the business, aligned with the group’s strategic and business objectives. This includes compliance with obligations to both the FCA, working with the Head of Compliance, and the ICO, supporting the Data Protection Officer. Participate fully as an attendee of the appropriate operational UK Boards, where required, and Risk and Audit Committee and as a member of the Executive Leadership Team. Oversee the management of the Risk and Audit Committee, working with the Chair and Company Secretariat as appropriate. Demonstrate significant influence at senior and key stakeholder level both internally and externally. Key interfaces are inclusive of: Internal (UK operational Boards and Committees, Executive Leadership Team, Risk & Data Protection Teams) and External (ICO, consulting firms during due diligence exercises, potential acquisition partners and current or existing clients). To promote the observance of relevant laws, regulations, rules and standards. To provide regulatory advice and guidance on data protection requirements in relation to new business initiatives. To actively participate in the development of data protection and risk leadership and group policies and guidance. To ensure that support and guidance is provided to the business areas on data protection issues and that appropriate remedial action is taken to address any identified shortcomings. The Person: Extensive knowledge of operational risk frameworks and their application. A good understanding of corporate governance and how to apply it effectively in practice. Demonstrable experience of working within a leadership role in risk management or data protection Proven experience of working at Board and Executive Management level Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Conduct Risk Manager

Cardiff

£60,000 - £80,000

Job Description: An exciting opportunity has arisen to work within a FTSE 100 Financial Services company with a presence in eight countries to oversee the Risk function. 6 month FTC with potential to go permanent. Key Responsibilities Develop, implement, and manage an effective conduct risk framework across all dimensions of the business’ operation including sales, renewals, placement activities, and complaints Provide proactive advice and practical support to the business to ensure compliant processes whilst balancing operational demands Develop and produce insightful MI and KPIs (for the business unit and wider distribution) to evidence performance against targets, identify trends, and enable prompt and effective intervention to maintain quality and avoid customer detriment Routinely undertake root-cause analysis of failures and near-misses to mitigate against the risk of repeat events Liaise with the wider Group Conduct & Risk functions to ensure the overall integrity and consistency of the business’ approach to managing conduct and risk, whilst always maintaining a proportionate outlook and relevance to the nature of the business’ activities Establish the routine and undertake regular customer/conduct risk reviews in conjunction with business unit management Develop and maintain key stakeholder relationships across Group Corporate Governance functions Maintain a thorough understanding of market dynamics and emerging regulatory themes to support recommendations and encourage positive change within the business unit Nurture a culture of awareness and understanding of key conduct and risk themes amongst the whole team Possess a deep understanding of the regulatory landscape and the application of FCA rules within an intermediated insurance business Maintain a customer-centric outlook allied to a clear understanding of the operational processes within the business

Underwriting Manager (General Insurance)

London

Competitive Salary

Based in London with Home Working Our client is a fast growing UK Insurance Intermediary currently controlling over £700m premium as one of the top independent insurance intermediaries in the UK. The Group comprises: A national network of insurance brokers focussed on delivering an expert, personal service to their clients Leading Lloyd’s and London market brokers Lonmar and Ropner which operate in the global, specialty insurance and reinsurance markets An Underwriting Division distributing specialist products via partnerships with over 2000 UK insurance brokers We are looking for a candidate with the following attributes and a Min 5 years in General Insurance: Good understanding and experience in working with: a wide range of insurance classes & data sets (quote, exposure, premium, claims) the data lifecycle tracking and measuring portfolio performance the dynamics of individual risk underwriting, portfolio underwriting and e-trading pricing methods actuarial pricing, rate and reserving models scenario testing, impact analysis and what if analysis data analytics and visualisation reporting and presentations data enrichment sources particularly peril, credit and validation data Useful to also have a knowledge of: reinsurance underwriting and pricing techniques aggregation control and catastrophe modelling capital allocation data sciences They are in the process of consolidating their underwriting and claims data within a central Data Warehouse so initially this role will also be supporting a large scale Data Integration project.

Risk and Compliance Officer

Preston

Competitive Salary

Financial Services business, with a UK wide presence and products in the pensions and investment space, are looking to strengthen their Compliance & Risk team with the addition of a Compliance & Risk Officer. Reporting to the Head of Risk & Compliance, the role holder will develop and manage compliance policies with appropriate quality assurance and compliance monitoring in line with relevant legislation and regulatory requirements. Key responsibilities include: Risk management; Maintain risk register, facilitate 'horizon-scanning' and the identification of regulatory risks as part of wider risk management framework within the business, Ensure that effective internal control-testing programme is in place, highlighting areas of improvement and follow-up action as required. Maintain and deliver an effective Fraud Control Framework. Compliance; Ensure policies are maintained and are effective and proportionate, assess and interpret regulatory documentation to provide a clear impact assessment of any change / requirements. Support the maintenance and evolvement of the breaches register to include reporting any material incidents. Prepare clear and timely management information reporting as appropriate. Develop and maintain strong relationships with other teams that have touchpoints with the administration business and provide appropriate advice on risk and compliance issues as required. Experience Required: A proactive, self-motivated team player who can work independently with minimal supervision, manage a high personal workload with multiple deadlines and continually strive for improvements in quality, efficiency and presentation. Relevant experience, working in a compliance/risk role. Pensions experience is desirable. Financial services regulated environment experience essential. Sound knowledge of regulatory requirements To discuss the role in greater detail please contact Michael Ayres on 0161-883-2758 or send through your CV to mayres@merje.com Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Senior Credit Risk Analyst

Manchester

£40,000 - £45,000

As a Senior Credit Risk Analyst, you will play an integral role in developing their monitoring, reporting and modelling capabilities. The successful candidate will assist in developing predictive models to support the growth of the business. To be considered for this role, you will have a passion for analytics and come from a similar Credit Risk background, ideally within a volume credit risk management environment in financial services. Key responsibilities include: Production and ongoing enhancement of credit risk and financial reporting, providing timely and accurate monthly and quarterly reports and updates to Risk and Audit committees; Run monthly and quarterly credit risk models; Work with the Operational teams and other business areas to analyse and understand key changes in the portfolio and the impact they have on credit risk; Enhancing automated underwriting decisioning and collections strategies; Build and maintain a strong stakeholder network to share credit risk expertise and insight across the organisation; Previous experience and qualifications: Experience in a credit risk environment; Strong SQL coding experience; Degree educated, preferably within a numerate discipline; Strong understanding of the fundamental concepts of credit risk management; Advanced Excel skills; Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.