A specialist recruitment consultancy operating within Compliance, Credit Risk & Analytics, Customer Contact, Finance & Audit, ​Financial Crime & Fraud, Procurement and Risk Management

Research Compliance Officer FTC

London

£85,000 - £95,000

Research Compliance Officer required for an Investment Bank based in London. As research Compliance Officer you will be covering DCM, ECM & M&A Research. Responsibilities/experience required but not limited to: Review and clearance of FI & Equity research products and sales commentary. Maintenance of the Watch & Restricted List including reviewing and approving market soundings in accordance with MAR and conflict clearing Investment Banking transactions. Provide accurate and timely advice and guidance on regulatory compliance issues affecting the Research and Investment Banking business. Represent Compliance in internal business meetings and committees and provide constructive and effective challenge in respect of regulatory compliance and the associated risks. Oversight & challenge of deal files, due diligence, pitchbooks and marketing communications Reviewing deal committee papers, ensuring that all relevant documents are received or issues raised in advance of take-on. Maintenance and drafting of policies and procedures. Desirable Regulatory Knowledge: FCA UKLA LR & Aim rules (NOMAD) The Investment Bank is currently going through a series of acquisitions and actively expanding into Europe. They are building out a team with this role being a mid to senior hire. You will be part of building the foundations or a compliance function. If you are interested in this opportunity and would like to apply or would like further information, please submit your CV. Alternatively, call Pritesh Chudasama on 0203 637 1607 for a confidential conversation. Please note, should feedback not be received within 28 days, due to the large volume of applications, unfortunately, your application has been unsuccessful. However, I may be in touch with similar relevant opportunities in the future.

Research Compliance Officer

London

£85,000 - £95,000

Research Compliance Officer required for an Investment Bank based in London. As research Compliance Officer you will be covering DCM, ECM & M&A Research. Responsibilities/experience required but not limited to: Review and clearance of FI & Equity research products and sales commentary. Maintenance of the Watch & Restricted List including reviewing and approving market soundings in accordance with MAR and conflict clearing Investment Banking transactions. Provide accurate and timely advice and guidance on regulatory compliance issues affecting the Research and Investment Banking business. Represent Compliance in internal business meetings and committees and provide constructive and effective challenge in respect of regulatory compliance and the associated risks. Oversight & challenge of deal files, due diligence, pitchbooks and marketing communications Reviewing deal committee papers, ensuring that all relevant documents are received or issues raised in advance of take-on. Maintenance and drafting of policies and procedures. Desirable Regulatory Knowledge: FCA UKLA LR & Aim rules (NOMAD) The Investment Bank is currently going through a series of acquisitions and actively expanding into Europe. They are building out a team with this role being a mid to senior hire. You will be part of building the foundations or a compliance function. If you are interested in this opportunity and would like to apply or would like further information, please submit your CV. Alternatively, call Pritesh Chudasama on 0203 637 1607 for a confidential conversation. Please note, should feedback not be received within 28 days, due to the large volume of applications, unfortunately, your application has been unsuccessful. However, I may be in touch with similar relevant opportunities in the future.

Head of Risk & Compliance

Manchester

c. £100,000 plus benefits

My client is a well-known entrepreneurially led consumer finance business looking for a Head of Risk & Compliance who will report to the CRO and lead part of the groups second line of defence risk and compliance function along with being a member of the senior management team for the Broking business area. You will be expected to provide strong management to the Risk and Compliance team, which consists of Compliance Monitoring Officers, Risk Partners, Quality Assurance (QA) and Governance Partners. Key responsibilities include: Ensure the 2nd line function offers high quality advice, assurance, support and challenge to the business, and / or Directors Review existing and new legislation/ regulation requirements to ensure any future regulatory developments and key risks are identified and monitored Provide regular departmental reporting to the quarterly operational meeting presenting to the Executive Directors Prepare and present at the Risk Committee on a quarterly basis. Ensure all risks are adequately identified, assessed, managed and monitored in line with the Enterprise Risk Management Framework across the business Act as a deputy DPO for the business ensuing all data requirements under DPA 2018 are effectively managed and maintained, and any issues arising are escalated within sufficient timescales to the DPO Responsible for the Quality Assurance Methodology and Risk Based Approach Identify areas of non-compliance and ensure these are communicated, reported and escalated effectively. Responsible for the firms regulatory reporting submissions and maintaining the Financial Services Register information and regulatory activities Review financial promotions and marketing to provide necessary sign off in line with regulatory requirements Qualifications/Key Skills: Previous risk and compliance leadership experience Knowledge and understanding of the FCA’s regulatory framework Knowledge of Anti-Money Laundering requirements, DPA legislation, Corporate Governance and other relevant legislation, such as Anti-bribery and corruption, and be able to apply this knowledge in ensuring the Group complies with legislation and guidance Ability to interact and influence across senior stakeholders and Senior Management Regulatory knowledge to include some or all of the following Consumer Credit regulation (CONC) FCA Principles for Business (PRIN) FCA TCF outcomes and Conduct Risk Mortgage Code of Business (MCOB) Systems and Controls (SYSC) Complaint Handling (DISP) Senior Managers and Certification Regime (SMCR) Data Protection Act (DPA) Ofcom Advertising standards (CAP & ASA) Salary range is broad and will be entirely commensurate with experience but it will reflect the significance of the role. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Head of Finance

Manchester

c.£60,000 plus excellent bonus and benefits

MERJE are delighted to be exclusively working with a rapidly expanding Financial Services organisation in Central Manchester. Due to expansion they now require a Head of Finance to support the business as it grows to the next level. Working closely with the owner managers you will take responsibility for the finance function including Providing commercial finance support Budgeting and Forecasting Statutory reporting Regulatory reporting Management reporting Being a qualified accountant you will have an excellent knowledge of the Financial Services sector, ideally with experience in Debt management. With a commercial focus you will be technically strong whilst having a hands on approach, managing a small team. Most importantly you will be looking to progress you career in a growing organisation.

Operational Risk Analyst

London

£35,000 - £50,000

A leading fund of funds with $50bn AUM and offices around the globe is looking for a buy-side Risk professional to support their growing Operational Risk function. Main purpose of the role Sitting at the second line, you’ll provide support in all aspects of the businesses’ global Operational and Enterprise Risk frameworks. Expanding beyond Operational Risk, you will support the business with various control reports, Third Party Supplier risk management and business continuity processes. You will have the opportunity to regularly face off to senior stakeholders during the Risk Committees and Board meetings. Working alongside the CRO and other members of the Risk team, you’ll provide invaluable support with all MI reporting and you’ll be involved in various global Risk initiatives and projects. Key knowledge and experience for this role 6 months to 3 years of Operational Risk experiences within the financial services (buy-side and any exposure to Private Equity a major advantage, but not a prerequisite) Degree educated, numerical discipline a plus The individual You can demonstrate a clear interest in pursuing a career within operational risk Highly analytical, data-driven and solutions-focused Naturally curious with the ability to deliver results on your own initiative Confident communicator who can interact across all levels of seniority

Investment Risk Associate

London

£50,000 - £65,000

A leading fund of funds with $50bn AUM and offices around the globe is looking for a buy-side Risk professional to support their growing Investment Risk function. You’ll be exposed to various investment strategies with a primary focus on Private Equity, Infrastructure and Real Assets portfolios. Main purpose of the role Working alongside the Risk, Investment Strategy and Treasury functions, you will support the Group Investment Risk to develop and implement the framework across the business. Your monitoring, market, credit and liquidity risk skills will be put to the test during the investment allocation and post investment monitoring processes. There will also be an initial period of automating current tools to ultimately lead to the better monitoring of the portfolios. There will be constant exposure to senior Executives through Global risk initiatives and projects, but also regular reporting back to the Investment and Risk Committees. Key knowledge and experience for this role Degree educated with a numerical discipline being a distinct advantage 1-3 years of Investment Risk/Quant Risk experience within a buy-side financial services environment (bonus points if you’ve had any exposure to Private Equity but not a prerequisite!) CFA/FRM/PRMIA a plus but not a prerequisite either The individual You can demonstrate a clear interest in pursuing a career within investment risk Experience with VBA, Python, R would be a distinct advantage, SQL a plus Highly analytical and solutions-focused with an ability to deliver on your own initiative Confident communicator who can interact across all levels of seniority

Credit Risk Analyst

Bradford

£23,000 - £35,000 Dependent on Experience

MERJE is looking for an experienced Credit Risk Analyst to join an established FS company and conduct analytics to optimise Collections strategies and processes, develop MI and reports, and generally support with identifying improvement opportunities for the business. You will be joining a successful Financial Services business with a long history of consumer lending and a track-record of adapting to changing market trends to provide customers with optimum services. On offer is a salary of up to £35,000 + benefits, as well as fantastic development and progression opportunities, a supportive and collaborative working environment and a modern, centrally located office that is close to train stations. This company is unable to provide sponsorship Key Responsibilities of the Credit Risk Analyst: Undertake detailed statistical analysis to review and optimise Collection strategies and processes Support with development of credit decisioning systems Produce credit MI and MI reports, identifying trends, risks and opportunities Maintain comprehensive documentation of Collections strategies, procedures and processes Work both independently and with the Senior / Lead Credit Risk Analyst, often on multiple projects at a time Ideal knowledge and experience for the Credit Risk Analyst role: Experience in a Credit Risk role, ideally within a collections environment Knowledge of the credit lifecycle, producing MI, strategy development, etc. Good abilities with SAS and/or SQL Skilled in data manipulation & analytical techniques Excellent multi-tasking and workload management skills Strong communication, organisation and attention to detail and a driven approach to work Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Data Science Manager

Chester

£50,000 - £70,000 dependent on experience

A modern, forward-thinking FinTech business focusing on using market-leading technology to develop a range of dynamic financial services and products that are easily-available to customers of underserved markets. Due to growth and exciting plans, the company has the need for a Data Science Manager to join the team. The business offers fantastic development opportunities and a long term career path, as well as modern, engaging offices and the flexibility to work from home if needed. This company is unable to provide sponsorship Key Responsibilities of the Data Science Manager: Lead the data science team, defining the technical strategy and architecture Develop, implement and enhance data analytics solutions, processes, platforms, etc. Assess, benchmark and select data analytics technologies Leading by example - roll up your sleeves to get things done Use data science techniques to identify opportunities to deliver returns on investment, improve customer engagement and support the development and launch of new products and services Encourage a data and insight centred approach across the business Ideal knowledge and experience for the Data Science Manager: Experience in a Data Science role with strong knowledge of statistical methods, analytical techniques and programming experience with SAS, SQL, Python or R Experience in Financial Services / Banking / Credit Risk and specifically Credit Credit Cards is preferred but not essential Driven, ambitious, keen to learn and pursue an analytical career A FinTech environment is fast-paced and challenging with changing priorities and small teams, so someone who is confident in being hands-on, dynamic, adapting to multiple projects at a time Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Data Scientists & Decision Scientists

Chester

£30,000 - £50,000 Dependent on Experience

A modern, forward-thinking FinTech business focusing on using market-leading technology to develop a range of dynamic financial services and products that are easily-available to customers of underserved markets. Due to growth and exciting plans, the company has the need for a number of Data Scientists and Decision Scientists. The business offers fantastic development opportunities and a long term career path, as well as modern, engaging offices and the flexibility to work from home if needed. This company is unable to provide sponsorship Key Responsibilities of the Data Scientists & Decision Scientists: Development, evaluation and implementation of credit risk scorecards, advanced statistical and machine learning models Creation of meaningful datasets for modelling and analysis from a vast quantity of data in multiple formats Remain up to date with trends and developments in technology and methods in the data science community and proactively research new skills and methods Maintain and improve upon the existing codebase and data warehouse to improve the reliability/accuracy and timeliness of the forecasting models and external reports Liaise with stakeholders in the wider business to help improve data quality, advise on data strategy and understand existing processes Ideal knowledge and experience for the Data Scientists & Decision Scientists: Experience in a Data Science or Decision Science role Strong knowledge of statistical methods, analytical techniques and programming experience with SAS, SQL, Python or R Experience in Financial Services / Banking / Credit Risk and specifically Credit Credit Cards is preferred but not essential Driven, ambitious, keen to learn and pursue an analytical career A FinTech environment is fast-paced and challenging with changing priorities and small teams, so someone who is confident in being hands-on, dynamic, adapting to multiple projects at a time Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Credit Risk Analyst / Senior Credit Risk Analyst

Chester

Flexible Dependent on Experience

A modern, forward-thinking FinTech business focusing on using technology to develop a range of dynamic financial services and products that are easily-available to customers of underserved markets. Due to growth and exciting plans, the company has the need for a number of analysts to join the team. These positions are open to all levels, from recent graduates with some analytical/programming knowledge looking to begin their career up to experienced Analysts aiming to continue developing their expertise in a growing organisation. The business offers fantastic development opportunities and a long term career path, as well as modern, engaging offices and the flexibility to work from home if needed. This company is unable to provide sponsorship Key Responsibilities of the Credit Risk Analyst: Work with stakeholders to deliver analytics and reporting Conduct analytics to support the management of systems, strategies and processes in relation to collections and lending Prepare reports for senior management Provide insight into the business to inform future decision making, optimising credit strategies, policies, etc. Ideal knowledge and experience for the Credit Risk Analyst role: At least a basic understanding of statistical methods, analytical techniques and some programming experience with SAS, SQL, Python or R Strong academic background in an analytical / statistical discipline Experience in Financial Services / Banking and specifically Credit Risk is preferred but not essential Driven, ambitious, keen to learn and pursue an analytical career A FinTech environment is fast-paced and challenging with changing priorities and small teams, so someone who is confident in being hands-on, dynamic, adapting to multiple projects at a time Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Intelligence Researcher

Milton Keynes

£20,000 - £25,000 pa

Our clients focus on detecting and disrupting organised fraud – co-ordinated scams that potentially run into millions of pounds. As a key member of the Intelligence team, participate in the delivery of first-class counter fraud services to the UK insurance industry. You will also need to help assist the Fraud Analysts and the investigations team identify and develop new potential fraud networks within the insurance sector. Key responsibilities include: Research triaged Cheatline intelligence and produce reports for dissemination to customers Efficient delivery of Level 1 and Level 2 Customer requests in accordance with the businesses SLAs Efficient response to DPA requests for law enforcement Identify potential intelligence development opportunities from Level 1 & 2 requests, Cheatline and DPA requests Support the analytics team with feedback to the analytics output, to measure the benefits to the customers Delivery of ad-hoc research for internal stakeholders Delivery against annual objectives Delivery against personal development plan Conduct initial review and triage of Cheatline intelligence to identify sources of productive intelligence The Person: Self-organised Detail oriented Team player Responsible Ability to work with domain experts and stakeholders Qualifications/Key Skills: Experience of producing clear and concise written reports/ summary fraud intelligence / risk / process review briefings Demonstrable track record of research capability Evidence of adapting research and analytical skills to changing roles, environments, etc. Demonstrable track record of problem solving through analysis Experience of dealing with people over the telephone Familiarity with the relevant processes and data requirements of external / law enforcement stakeholders Competent in the use of Word, Excel, PowerPoint, email and the internet Knowledge of insurance fraud and other forms of financial crime Understanding of the regulatory framework applicable to the insurance industry High degree of competence in the use of on-line search facilities (e.g. Experian, Equifax etc.) Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Risk Analyst / Senior Risk Analyst

Chester

£30,000 - £55,000 Dependent on Experience

Following recent success and huge investment, an expanding FS business in Chester is looking for a number of Analysts / Senior Analysts to join the Analytics and Credit Risk teams to support with everything from Acquisitions to Collections to Fraud to Scoring. An established but growing lending business with fantastic long-term career opportunities. MERJE placed the new Head of Credit Risk in 2018 who is now driving the business forward, developing and implementing new systems, processes, platforms, etc. and has big plans for business growth including a lot of recruitment and team expansion. An opportunity to work with an experienced team, a fantastic Head of Credit Risk, Credit Risk Manager and Analytics Manager, gain exposure to a wide range of business projects and take on more and more responsibility as the business grows. This company is unable to provide sponsorship Key Responsibilities of the Risk Analyst: Joining one of two teams, focusing either on Acquisitions / Fraud, etc. or Scoring / Portfolio Analytics / Loss Forecasting, etc. Using SAS and SQL to analyse portfolio and credit risk performance, produce MI, ensure the business is operating within risk appetite, inform business strategy, etc. Maintain, enhance and deliver credit risk reporting, models, strategies, etc. Ideal knowledge and experience for the Risk Analyst role: Experience in a similar role – an understanding of Credit Risk management, credit scoring, the customer lifecycle, etc. Knowledge of one of the following areas – Collections, Acquisitions, Scoring, Fraud Good technical skills with SAS and SQL Analytical and problem-solving approach Excellent communication skills Driven and ambitious – desire and ability to work in a fast-paced environment in a growing business Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities. Suitable for: Credit Risk Analyst, Senior Credit Risk Analyst, Credit Risk Modelling Analyst, Fraud Analyst, Collections Analyst, Scorecard Analyst

Senior Credit Risk Analyst x 2

Manchester

Circa £45,000

MERJE is looking for two experienced Senior Credit Risk Analysts to join a major FS company and conduct analytics using SAS and SQL, supporting the development and implementation of Credit Risk strategies relating to new and existing customers. On offer is a salary of circa £45,000 + benefits, as well as fantastic development and progression opportunities, a supportive and collaborative working environment and a modern, vibrant office in the centre of Manchester. This company is unable to provide sponsorship Key Responsibilities of the Senior Credit Risk Analyst: Apply analytical techniques to identify opportunities within the strategies for the New & Existing Customer portfolios Develop, implement and monitor strategy changes as well as KPIs to track these changes Design and build the credit risk monitoring performance pack Work closely with Senior Modelling Analysts to analyse and validate model benefits Ideal knowledge and experience for the Senior Credit Risk Analyst role: Experience in a Credit Risk Analyst position within Financial Services, particularly with a strategy focus Excellent analytical abilities including strong SAS and SQL skills Experience specifically within new or existing customer management would be highly beneficial Knowledge of Powercurve would also be advantageous, but not essential Excellent communication, organisational and time management abilities Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Compliance Monitoring Assistant Manager

Leeds

c. £45,000 + Excellent Benefits

Our client is a well-respected Wealth Management business who offer a broad range of products to their customer. An excellent opportunity has arisen to join the business in the role of Assistant Compliance Monitoring Manager where you will support the timely completion of the compliance monitoring plan and to undertake T&C activities for the Front office. You will also need to assist the Compliance Monitoring Manager and Director of Regulation in meeting the firm’s business objectives Key responsibilities include: Contribute to discussions with Director of Regulation and Monitoring Manager in order to meet the rules of the Financial Services and Market Act and to monitor relationships with internal colleagues to ensure implementation of the compliance strategy across the claims division Supervise and monitor business risks in accordance with regulatory requirements and internal procedures, both desk and field based. Complete personal tasks in accordance with the Monitoring Plan as directed Review and monitor work relating to specific monitoring issues, including suitability, branch procedures, and XO services. Implement proficient communication strategies across claims and core business departments to provide day-to-day support to ensure compliance with Group Standards Responsible for the ongoing development of branch standards and to specifically take the lead in training branches for remedial work and ensuring improvement in standards for branches with unacceptable assessments. Provide regular reporting to keep the Corporate Services Director, Claims Board, Senior Management Team and Heads of Business informed of compliance risks Assess and sign off new entrants in stage 2 by monitoring calls and conducting face to face role play interviews Represent compliance during the client audit process including on-site attendance, the provision of relevant information and the ownership of any compliance related actions Report any risks which may be detrimental to clients or to the firm’s reputation, which arise from inadequate procedures, systems or data handling Ensure compliance with FCA requirements, the Branch Manual, Code of Conduct policies and T&C framework Essential: Sound knowledge of FCA regulations, having passed an appropriate qualification for the role Second line monitoring experience CISI Level 4 Investment Advice Diploma or equivalent Time management skills, good analytical skills Organisational and project management skills People management skills Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

Head of Compliance

Manchester

£70,000 + Bonus + Benefits

I am working with a really exciting new business who are at the start of their journey and are looking for a Head of Compliance to build on the Compliance culture across the business. Key responsibilities include: Manage the relationship between the business and the Regulators including; FCA, ICO, HMRC and any others as applicable. This includes applying for permission, providing MI (specifically GABRIEL reporting) and managing correspondence. Be approved as Money Laundering Reporting Officer and provide training to ensure team are aware of responsibilities. Create and undertake the Compliance Monitoring Plan Maintain records of risks, breaches, issues and report on trends Produce and maintain all business policies, and ensure they are all implemented throughout the business Conduct due diligence on third parties, including reviewing and agreeing to all agreements and contracts Ensure all financial promotions are compliant and adequately recorded, including social posts, OOH, blogs and videos Ensure all relevant staff have training, both at induction and annually, at minimum, on: data protection, complaints, financial crime, treating customers fairly, whistleblowing and other regulatory areas Ensure all approved persons are fit and proper Own the Training and Competence process for the business, including ensuring all records are maintained, SPSs are up-to-date and non-advising staff are competent for the role they undertake Ensure the business maintains professional indemnity insurance Work with the business on all projects, both current and upcoming, to ensure the plans are compliant and treat customers fairly Ensure all areas of the business are acting legally, including recruitment, employee management, insurance, finance, etc. The Person: Minimum Level 4 qualified and ideally working towards Chartered status Strong background in Compliance, especially in the Wealth Management space Ability to work at a fast pace and be self-motivated Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.