Credit Risk & Analytics
Finance & Audit
Financial Crime & Fraud
We recruit technical experts and talented individuals into permanent, contract and fixed-term roles across various sectors in our core disciplines of Compliance, Credit Risk & Analytics, Customer Contact, Finance & Audit, Financial Crime & Fraud, Procurement and Risk Management.
With many years’ expertise recruiting in this area, we work closely with some of the UK’s leading financial services institutions and organisations to find compliance and regulatory experts for permanent and interim positions.
Credit Risk and Analytics functions are integral parts of many organisations. MERJE excels at sourcing this hard to find, technical skillset. We offer both permanent and interim solutions across a variety of sectors throughout the UK.
We recruit mid-senior level positions in Contact Centres and Customer Service roles in multiple sectors, including Retail, Financial Services, Outsourcing, Telecoms, Utilities, Gaming, Leisure and Travel. We also offer MERJE Front-Line Talent for multi-channel Contact Centre Agents, Advisors and Team Leaders.
Whether you are a Finance Manager, Accountant or CFO, we are looking for qualified and part-qualified finance professionals to fill a number of roles in multiple industries including retail, construction, property, FMCG and financial services.
With the consistent demand for technical specialists due to ever changing regulation and financial crime trends, we recruit primarily into the financial services and ecommerce sectors, attracting financial crime prevention professionals, AML experts and Fraud management specialists
With decades of expertise in recruiting talent across Procurement for many of the UK’s leading Financial Services and Professional Services organisations, we have confidence in providing a high calibre recruitment service to Clients, Candidates and Contractors.
We work closely with our Clients to utilise our strong knowledge and expertise of the Risk Management market in matching technical roles with highly credible Candidates. We recruit across all areas of the Risk market, including Operational Risk, Enterprise Risk and Market Risk.
Looking for Candidates?
Our mission is to understand your recruitment requirements. Whether its a permanent, contract or interim position you want to fill, our team of experienced and enthusiastic Consultants will endeavour to find you the most talented employees.
MERJE was founded in
Our Management Team each have over
years' recruitment experience within their specialist markets
of permanent placements have a
salary of £40,000 and over
Contract and Interim roles comprise of
of our placements
Find out how MERJE has grown into a renowned specialist recruiter in our core markets and beyond
We value honesty and integrity as well as long-lasting partnerships with our Clients and Candidates
We are a dynamic bunch, with expert Consultants and a back office team dedicated to the highest levels of service delivery
Work For Us
We want to hear from anyone looking to join our growing team of recruiters in London and Manchester
about 20 hours ago
Associate – Mortgages / Consumer Credit & Insurance
Job Description: This role will be responsible for delivering Regulatory Advice, with a leading regulatory consultancy, specialising in the mortgages, consumer credit and insurance markets (FCA) (MCOB, CONC and ICOB) Key responsibilities include: Working with clients on the delivery of high quality regulatory risk / compliance advice around topics including; suitability, product governance, regulatory change, financial promotions, complaint handling Delivering client projects Drafting and maintaining policies, procedures and compliance monitoring programmes Assisting clients with regulatory control changes and process improvements – including authorisation applications and variations of permissions Arrange and prepare for client meetings Manage the client files in relation to document and data tracking Business development task: Work successfully with clients and contacts to build strong, long term relationships within the industry Investigate ways of improving the client base through market research and identifying new prospective clients to develop Attend industry relevant events to both further grow your network and also promote the firm’s brand Work closely with the team on marketing and business development initiatives Education and skill set: Educated to degree level Minimum 2 years relevant compliance-related experience gained at a financial institution, legal practice, consultancy and/or the regulator –Strong technical knowledge of mortgages, consumer credit and insurance (FCA focussed) Experience translating regulatory rules and guidance into meaningful, fit-for-purpose and pragmatic solutions and advice Stakeholder management experience (if from Professional Services, experience of managing clients ideally) You will need to be flexible, hands-on and willing to tackle a broad range of matters, which may be outside your main areas of expertise Excellent oral and written skills Ability to have a high attention to detail – often working with complex information and being able to summarise into meaningful information Entrepreneurial mind set and ‘can do’ attitude
about 20 hours ago
Consultant – Mortgages / Consumer Credit & Insurance
Job Description: Regulatory Advisory role, with a leading regulatory consultancy, specialising in the mortgages, consumer credit and insurance markets (FCA) (MCOB, CONC and ICOB) Key responsibilities include: Deliver high quality consulting of advice and support to clients on a number of regulatory risk and compliance matters. Including; conducting regulatory reviews, delivering training sessions and workshops for compliance staff and senior management, assisting with authorisations, drafting policies and procedures, responding to ad-hoc and routine regulatory queries, manage projects, often with multiple work streams. Project planning, budgeting, scheduling, resource management and project close-down for different engagements Lead client engagements as the main contact for a portfolio of clients Actively partner with global sector teams to support and deliver on shared projects and responsibilities, where required Manage the allocation of time, fees and client files to ensure all are in good order Business development task: Take personal responsibility for achieving the agreed sales targets Build and maintain professional working relationships with clients, trade bodies and the regulator as well as leveraging existing client relationships to maximise opportunities for up-selling and cross-selling Prepare professional proposals and present these to prospective clients Represent the firm at industry events, promoting the business Participate in internal events and training sessions such as client briefings and roundtable events Assist the team with marketing and business development activities Manage and track leads Education and skill set: Educated to degree level Relevant compliance-related experience gained at a financial institution, legal practice, consultancy and/or the regulator Strong technical knowledge of mortgages, consumer credit and insurance (FCA focussed) Experience translating regulatory rules and guidance into meaningful, fit-for-purpose and pragmatic solutions and advice Stakeholder management experience (if from Professional Services, experience of managing clients ideally) You will need to be flexible, hands-on and willing to tackle a broad range of matters, which may be outside your main areas of expertise An ability to grow a network and take advantage of every opportunity to further promote the business and opportunities
about 20 hours ago
Assistant Valuations Director
£80,000 - £90,000
Job Title: Assistant Valuations Director Job Description: A leading consulting firm are looking to add to their Valuations team who have extensive experience of valuing businesses, assets, shares, intangible assets and other income-generating assets in a variety of commercial and financial reporting contexts. Their commercial perspective is backed up by technical rigour, and the insight and experience gained from performing numerous high profile and complex valuations every year. Key responsibilities include: · Managing valuations projects of assets / portfolios. · Taking an active role in developing target client relationships in order to further develop the firm’s Valuations business, with key clients in FS and Infrastructure, although this experience is desirable not essential. · To have a broader perspective of potential issues encountered when managing diverse teams and the strategies to overcome them; have a clear understanding of the firm’s commitment to creating a more inclusive culture Previous experience and qualifications: · Professional qualification essential (ACA/ACCA etc) · Significant experience of working within Valuations i.e with dealing with detailed projections for clients and/or, preparing valuation reports or analysing assets · Appetite to be involved in business development activities and have experience with targeting clients · Project management and organisational skills · Client focus, with ability to work quickly and establish effective working relationships · Exceptional analytical and oral and written communication skills with a strong attention for detail · Ability to take complicated analysis and to present and communicate
about 20 hours ago
Senior Fraud Analyst (Non-plastic Fraud)
Newcastle upon Tyne
£33,000 to £49,000
Our client is a leading financial services’ business who are currently recruiting for a Senior Fraud Analyst. The role will be responsible for undertaking Fraud analytics to optimise non-plastic fraud defence systems. Key responsibilities include: Optimisation and monitoring performance of all non-plastic fraud detection and prevention systems and associated models. Configuring systems to manage fraud risk within appetite and budget Being part of an innovative fraud analytics team that tune non-plastic fraud defences to prevent fraud, while balancing operational impact and genuine customer interventions Supporting the definition and management of the non-plastic Fraud loss budget Producing accurate and relevant non-plastic fraud MI required by governance committees and stakeholders Provide daily, weekly, monthly & quarterly fraud loss monitoring and reporting, Providing SME analysis to support maintenance, development and investment in fraud defence systems. Fraud SME on non-plastic fraud projects Provide SME input and impact analysis to fraud response to incidents Qualifications/Key Skills: Proven experience of successfully working within a non-plastic fraud risk analytics function within UK Retail Banking Track record of managing non-plastic fraud loss within budget using systems, process, people and policy Extensive knowledge of industry standard non-plastic fraud systems such as Kappa, PRM Practical experience of using SAS or equivalent analytical tools to develop data driven solutions Knowledge of fraud risks, threats and landscape Proven track record of non-plastic fraud systems strategy optimisation Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 20 hours ago
to £55,000 + Bonus + Benefits
My client is an FCA authorised venture capital business. They are currently seeking a Risk Manager to provide Risk oversight and support to the group on the implementation and embedding of the Risk Management framework. The group is undergoing a phase of rapid growth where you will be afforded a chance to make your mark and be a significant part of the groups development. Key responsibilities include: Ensure the Risk framework is effective and provide challenge accordingly Drive a robust risk culture across the businesses working closely with senior leadership teams Providing training and coaching across the business, educating and developing accordingly Manage the risk management matrix. Identify new and emerging business risks offering mitigation and management Ensure risks of a significant nature and impact are brought to the Compliance Directors attention Prepare risk reports/updates to the Compliance Director for the Operational Board Advise and monitor follow-up on specific risk matters jointly with the operational functions Ensure awareness of staff on Risk matters Facilitate regular review and update of risks and control with all risk owners Chair exec team risk review meetings, providing effective reporting of risks over appetite and tracking actions to ensure risk treatment and mitigation activities are effective Qualifications/Key Skills: Proven experience of working in an FCA environment in a Risk role Self-starter: ability to take initiative and develop their own ideas Good Communication skills – ability to interact with senior personnel to promote good behaviours throughout organisation Good judgement and ability to interpret requirements in a commercial environment and provide pragmatic effective solutions. Can do attitude and thrives on challenges. This is a ‘hands on’ role working as part of a small dedicated team and the successful candidate will have a flexible approach and a ‘can do’ attitude to problem solving. The ability to work autonomously is important as is the ability to manage multiple work flows. Salary will be entirely commensurate with experience but will reflect the significance of the role. Benefits package is comprehensive and the role will also qualify for a bonus which could be significant and will be dependent on individual and company performance. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 20 hours ago
to £55,000 + Bonus + Benefits
My client is an FCA authorised venture capital business. The firm embraces compliance culture and desire to be best in class. They are currently seeking a Compliance Manager to ensure that the company's policies and rules are in line with regulatory requirements and standards. The group is undergoing a phase of rapid growth where you will be afforded a chance to make your mark and be a significant part of the groups development. Key responsibilities include: Acting as a key point of contact for compliance and conduct risk issues. Provide advice and guidance to staff in the development and review of processes and procedures to ensure effective compliance with the FCA and other regulatory requirements. Consulting with and provide challenge to management to outline compliance policies. Ensure the Compliance framework is effective and provide challenge accordingly Drive a robust compliance culture across the businesses working closely with senior leadership teams Providing training and coaching across the business, educating and developing accordingly Manage the compliance monitoring programme plan. Maintaining regulatory communications and monthly compliance updates Conduct data protection information audit and impact assessments Maintain a record of all data processing activities and categories of data Oversee the approach to anti-money laundering and counter terrorism financing Monitor and check initial declarations/AML/Appropriateness tests on new and existing investors Qualifications/Key Skills: Proven experience of working in an FCA environment in a compliance role within a Venture capital/Fund Management/Wealth Management business. My client would also consider someone with a general compliance experience with a very good understanding of consumer credit in relation to Debt services such as Asset finance Self-starter: ability to take initiative and develop their own ideas Good Communication skills – ability to interact with senior personnel and investment team to promote good behaviours throughout organisation Good judgement and ability to interpret requirements in a commercial environment and provide pragmatic effective solutions. Can do attitude and thrives on challenges. Working knowledge and understanding of Conduct Risk, TCF and GDPR/DP. This is a ‘hands on’ role working as part of a small dedicated team and the successful candidate will have a flexible approach and a ‘can do’ attitude to problem solving. The ability to work autonomously is important as is the ability to manage multiple work flows. Salary range is broad as my client is keen to consider individuals at varying levels. It will be entirely commensurate with experience but will reflect the significance of the role. Benefits package is comprehensive and the role will also qualify for a bonus which could be significant and will be dependent on individual and company performance. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 21 hours ago
Credit Risk Manager
Circa £50,000 + Benefits
MERJE is looking for an experienced Credit Risk professional to join an established FS company in a Credit Risk Manager role to monitor and develop account management strategies & processes. You will be joining a large, multi-channel Financial Services business with a long history of providing excellent services and products to consumers. The company is going through an exciting period of growth and evolution so it’s a great time to join! On offer is a salary of circa £50,000 + benefits, as well as fantastic development opportunities, a warm, friendly working environment, an informal office culture with free parking available and flexible working options. This company is unable to provide sponsorship Key Responsibilities of the Credit Risk Manager: Specialising in Account Management, aim to maximise commercial performance through the optimisation of strategies and processes Own various areas – risk-based pricing, persistent debt, etc. Maintain governance around strategy changes and performance reporting Mentor a team of analysts Ideal knowledge and experience for the Credit Risk Manager role: Experience in a Credit Risk role in an FCA regulated environment Strong technical abilities with SAS / SQL and Excel Knowledge of Account Management Strategies Driven to deliver commercial results with the use of data Stakeholder and people management skills Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 21 hours ago
Head of Risk & Compliance
to circa £85,000 + Bonus + benefits
My client is an award-winning global investment bank looking to recruit a Head of Compliance to be based in their Manchester office. Reporting into the CEO & FD, the individual will be responsible for developing a positive compliance culture including the provision of proactive advice and guidance to ensure an awareness of compliance and risk management is embedded throughout the business functions and is an integral part of all decision making. This will include constructively challenging and contributing to the business planning process developing relevant strategies and driving the formulation of compliance strategy, budgets, policies and procedures. Key Accountabilities: Regulatory Policy • Provide management oversight on all regulatory standards and policies in accordance with the rules and guidance of the FCA and to provide a compliant framework • Provision of technical advice and guidance to directors, senior management and all business areas, covering all elements of the FCA Handbook • Oversee the establishment of appropriate policies and procedures to ensure timely identification of regulatory requirements and guidance issued by the FCA • Routinely review compliance operations and procedures to ensure these are efficient, client focused and fit for purpose • Build relationships and act as the interface with Regulators by providing notifications, routine reports changes to permissions and responses to ad-hoc enquiries • To oversee approach to anti-money laundering and counter terrorist financing Risk Management • Oversee the risk management approach and structure to achieve compliance with the risk management approach determined by the parent company • Identify emerging compliance risks by closely monitoring regulatory developments and internal and external business initiatives Compliance Monitoring • Oversee the annual compliance monitoring plan strategy, activities, procedures and resources, ensuring that risk-based monitoring activity is carried out in accordance with the annual monitoring plan • Maintain an effective and robust process for independently assessing the quality of advice provided to clients against defined business standards and regulatory requirements Management Information • To ensure the provision of good quality Management Information and reporting to the Executive together with recommended solutions for issues identified • To ensure all risks of a significant nature and impact are reported to the Executive Relationships, Both Internal and External • Internally - with Regional Managers, Senior Functional Managers, Directors, Risk Management Committee and Executive • Externally – the FCA, 3rd Party Suppliers, Platform and Product Providers Knowledge, Skills and Experience: This is a senior role suitable for an experienced Risk and Compliance professional with a proven track record in Financial Services. Knowledge and Experience • Preferably a qualified, practice-trained accountant • Experience in a senior risk/compliance role preferably within an FCA environment • A risk specialist with experience of developing a regulatory support and advisory function • Experience of strategy interpretation and delivery • Strong understanding and delivery of Corporate Governance Skills • Capable of building a strong relationship with business stakeholders and delivering a proactive programme of regular advice and practical support for all areas of the business • Proven track record of delivering operational change and improving standards • Project leadership skills and a proven leadership and credibility with directors and senior management • Capable of interpreting and delivering operational and strategic advice on regulatory developments processes and standards • Drafting skills – the ability to write documents, correspondence, briefing notes and procedures in a clear and concise format Salary is entirely commensurate with experience but will reflect the significance of the role Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 21 hours ago
Senior Operational Risk Manager
My client is a Wealth Management & Investment firm, currently looking to hire an Operational Risk Manager to be located in their Liverpool office. The role holder will be required to assist the Head of Operational Risk to improve, develop and embed a robust and effective risk management framework covering operational risk and other non-financial risks. Key responsibilities include: Contribute to the development of the group risk management framework, as required and specifically develop and maintain operational risk management frameworks, methodologies and supporting independent assurance activities. Support production and delivery of key risk documents and reports to internal and external stakeholders, including policies, procedures, guidance and annual risk management statement. Assist with the development, communication and embedding of risk appetite, policies and processes across the business. Conduct RCSA’s and targeted risk assessments in conjunction with risk owners, as required. Develop and maintain risk registers in conjunction with first line business areas to ensure risks are identified, assessed and managed effectively. Support with the on-going assessment and monitoring of current and emerging risks, including operational risk scenario analysis and prudential capital requirements. Provide risk management advice to business development and change risk management, as required Support development of appropriate and accurate risk reports as required to multiple internal committees and external stakeholders. Liaise with a range of stakeholders, including at senior levels, to build and raise risk awareness and culture across the group. The Person: Experience in a senior risk role, preferably operational risk within a UK regulated financial services Broad knowledge of enterprise risk management, more specifically operational, ICT and security risk frameworks Ability to remain independent and demonstrate independence when assessing first line risks and controls Excellent presentation skills Strong analytical skills with a high attention to detail Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 21 hours ago
Head of Compliance Monitoring
to £60,000 + Car allowance + Benefits
My client is a well-known consumer finance organisation who are looking to grow their team by appointing a Head of Compliance Monitoring to develop and document the Compliance Monitoring Framework across the group. Responsible for a small team and reporting to the Compliance Director, the role will be hands on and encompass the following; Key responsibilities include: Deliver the compliance monitoring and testing outputs agreed in the annual compliance risk monitoring plan by carrying out relevant reviews as appropriate and using relevant resources Conduct routine outcomes testing of high risk activities and associated line 1 controls Carry out ad-hoc investigations as required, completing root cause analysis to identify any possible systemic issues. Ad hoc investigations could result from a testing/monitoring review or through a review of operational MI. Work with Head of Policy and Advice on projects to advise on post implementation monitoring requirements Ensuring adequate records are maintained for all monitoring carried out the business and that actions are followed through and tested Ensure that all external audits from whatever source are retained and that appropriate management response and actions are taken in a timely manner. Act as SME to the business on all monitoring queries; promoting a culture of compliance across the firms’ strategic business units and ensuring that the TCF outcomes are embedded within all activities as a matter of course The Person: Relevant skills and knowledge, demonstrated through similar previous experience within a financial services regulated environment. Understanding of the UK regulatory regime and rules applicable to the Consumer Finance sector (CONC) Experience of setting up and delivering 2nd line Compliance Monitoring frameworks within an FCA regulated environment Strong communication, organisational and prioritisation skills Salary is commensurate with experience and will be commensurate with the role. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 21 hours ago
Compliance Monitoring Officer
£30,000 - £40,000 + Benefits
My client is a well-known entrepreneurially led consumer finance business looking for a Compliance Monitoring Officer who will report to the Head of Risk & Compliance and be responsible for undertaking risk-based monitoring of regulated activity to establish if regulatory objectives are being met and good customer outcomes are being provided. Key responsibilities include: Undertake Compliance Monitoring within the Secured Lending business to include FCA, ASA, DPA, OFCOM and any other regulatory matters as they arise. Conduct monitoring activity independently and to a high standard; assessing whether the 1st line of defense has effective management, control and oversight. Identify any areas of operational risk or compliance failure within the business and work with management to develop action plans to rectify these failures. Provide timely reports to senior management on the findings of monitoring activity, as per the Compliance Monitoring policy and methodology, in a timely manner Examine and verify that action plans have been delivered in line with expectations and to test that these have successfully been implemented where appropriate Maintain in-depth knowledge of regulatory standards taking into account changes in regulation and legislation Qualifications/Key Skills: Previous experience of working in an FCA regulated business within a compliance department A good understanding of how risk based monitoring should be applied. Regulatory knowledge to ideally include: Conduct of Business rules (CONC); (MCOB); (ICOB) FCA Principles for Business (PRIN) FCA TCF outcomes Training & Competence Complaint Handling (DISP) Senior Managers and Certification Regime (SMCR) Data Protection Act (DPA) Conduct risk Salary range is broad and will be entirely commensurate with experience. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 22 hours ago
Head of Onboarding
£85,000 - £95,000
Job Description: Head of Onboarding required for a global payments and settlements firm based in London. As Head of Onboarding, you will be responsible for an onboarding team focusing on onboarding all Financial Institutions, non-FI and large corporate clients. You will be a polished, articulate, well presented 1st Line Financial Crime professional with good academics and someone who has a meticulous approach to their work. This Head of Onboarding role will be the face of the department, and you will be required to present up to the C-Suite and work closely with the business, so stakeholder management is key The Head of Onboarding is a challenging role and requires someone that will welcome a challenge, thrive in such an environment, come in and want to make a real difference. There is a fantastic opportunity to make a name for yourself in a firm and progress your career. The company is fast-moving, growing, global and have an excellent culture of compliance.
about 22 hours ago
£45,000 - £50,000
Job Description: The client is a growing construction/infrastructure business with a number of long term projects that need dedicated project accountants/controllers working with them. A key position has arisen for a Project Accountant/Controller to work on various projects in and around Essex. This position is responsible for the reporting of project financial performance. Maintaining accurate data in relevant systems and reports, and supporting the Project teams with accurate and timely information. Reporting into the Commercial Financial Controller, you will support management with accurate forecasting and cash flow for specific projects. Ideally, you will be a qualified accountant and have the ability to travel in and around the Essex area, and potentially further afield should a project require this.
about 23 hours ago
Group Risk & Compliance Officer
to £36,500 + benefits
My client is long established and well regarded and provides a wide range of discretionary healthcare services. This is an exciting time to join as the company continues to embark on its ambitious growth plans. An exciting opportunity has become available to work in the second line of defence as a compliance and risk management subject matter expert for the business. You will also provide oversight by carrying out compliance monitoring reviews to ensure the firm is meeting its regulatory obligations and is achieving its strategy in a way that is aligned to their mutual values. Key responsibilities include: Effective challenge of stakeholders at all levels on application of compliance and risk matters. Perform compliance monitoring reviews to provide assurance to relevant boards and sub – committees on the adequacy of systems and controls in the business including adherence to regulatory standards. Continuously develop and improve the monitoring methodology and approach. Have the ability to motivate and inspire colleagues to be pro-active on compliance and risk management matters as well as supporting the business by building strong and effective relationships with internal and external stakeholders. Assist with compliance and risk reporting including those to Committees and the Board. Represent Risk & Compliance on projects as appropriate. Work with the wider Governance Risk & Compliance team to understand the wider Risk & Compliance environment and the impact this has on the team’s priorities The Person: The ideal candidate will have previous experience working in a risk and compliance role including providing compliance advice in a FCA regulated financial services business, carrying out Compliance Monitoring Reviews and embedding risk management practices. They will also be a proactive and confident communicator able to influence stakeholders and leverage/negotiate resources across the organisation to achieve goals and deliverables. Salary is entirely commensurate with experience. Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
about 23 hours ago
Compliance Policy & Advisory Manager
to £80,000 + company car + benefits
My client is a market leader in their chosen field. Since its founding, a combination of organic growth and acquisitions have played a major part in the company’s progression to its current standing in today’s market. As part of this exciting evolution, the organisation is now looking to appoint a Compliance Policy & Advisory Manager to manage the policy and advisory team who are responsible for advising and assisting the senior management and the executive to comply with the firm’s obligations under the regulatory system. Key responsibilities include: Responsible for creating, completing, reporting and overseeing the implementation of remedial measures where deficiencies have been identified from the Compliance Risk Assessment (CRA) on at least a quarterly basis. Creating, recording and updating a rules map for the organisation which identifies the relevant regulation for the regulatory activity undertaken. Responsible for identification, impact analysis and oversight of implementation of regulatory change via the regulatory change tracker. To provide guidance on the requirements for the periodic regulatory reporting and to ensure the information provided by the business is sent to the regulators in a timely manner. Ensure effective regulatory and conduct risk training is delivered across the group. To assist on the regulatory due diligence and regulatory and conduct risk assessments of all proposed new acquisitions and new appointed representatives. Responsible for assessing, registering and de-registering FCA senior management functions and approved persons, and CBI controlled functions. To devise, implement, record and maintain the groups regulatory breaches register and monitor the closure of remedial action plans by the business. To devise, implement, record and maintain the process for notifications of issues to the regulators. To devise, implement and monitor the controls for the identification and oversight of material outsourcing arrangements by the business. Provide the business with a proactive, expert and effective regulatory compliance advisory service on: New or changes to existing regulation New or changes to business products and processes Production of regular regulatory and conduct management information for all governance fora up to the Board so they can identify, measure, manage and control these risks, covering: Outcomes of the CRA Regulation change and impact on the rules map Regulator interactions and requests Develop, implement and update adequate regulatory and conduct risk policies, standards and processes for the nature, scale and complexity of the business, and the nature and range of financial services and activities undertaken. Attendance as deputy for the Head of Compliance at relevant governance committees. Support the Head of Compliance in communicating the Compliance function’s vision, incorporating strategic goals and short-and medium-term priorities. Ensure that timely and constructive feedback and coaching is provided to all team members, allowing them to grow and fulfil their potential The Person Excellent understanding of FCA/ CBI/ CCPC regulatory requirements and regulatory culture. Proven experience in dealing with regulatory bodies. Good understanding of consumer credit / insurance mediation activities. A strong and demonstrated ability to provide pragmatic compliance advice and a thorough understanding of relevant regulatory requirements. Ability to communicate clearly and concisely on complex regulatory compliance issues at all levels, both internally and externally. Ability to resolve conflict and deal with confrontation through tact and skill. Display initiative in identifying and presenting solutions to support activities and plans. Forward looking and focused on effective processes and increasing efficiency. Proven management, coaching and development skills. Salary is commensurate with experience but will reflect the significance of the role Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
I was tasked with recruiting an entire Risk and Compliance function and met with MERJE to discuss our requirements. I left them to do the rest – and they did. They know the market and took the time to listen and understand our culture, providing good quality candidates. They are now our ‘go-to’ company.
Talent Attraction & Selection Manager, UK Insurer
MERJE helped me make my first steps into the Interim market, from finding my first role, to setting up as a Contractor and getting paid! Regular contact at key points gives me the assurance they’re working on my behalf. They’ve been extremely helpful through some difficult times; they’re a trusted source of information and guidance.
Interim Support Advisor, Leading Banking Group
MERJE really understands the markets that they operate in and goes to considerable lengths to really understand their clients’ needs. Finding exceptional Candidates in the very competitive Financial Services world is extremely difficult. MERJE has consistently sourced excellent candidates for us. I cannot recommend MERJE highly enough.
COO, Management Consultancy
The difference between MERJE and other agencies is the simple principle that they take the candidates seriously and are absolutely open and honest. Candidates are supported before and after interviews, and receive constructive feedback from Consultants who are always professional.
Process Improvement Manager, Global Financial Services Organisation
MERJE was not only very well organised, they had good communication skills and, more importantly, a thorough understanding of the business I was joining. They provided excellent guidance and support throughout a challenging process and the role has presented exactly the right challenge at this stage in my career.
Senior Risk Manager, Commercial Lender
MERJE has a very good understanding of the AML markets and won’t put someone forward if they don’t think they’re capable or qualified. They regularly update you and you get the sense that they care about their clients, as well as the person they’re putting forward. All-in-all an excellent experience.
Deputy MLRO, Corporate Bank
MERJE was extremely knowledgeable about roles, salaries, skills and businesses within the compliance arena, meaning they only contacted me about roles they knew were suitable. They were always truthful and honest throughout the process and my new role meant a significant uplift in salary and opportunities, so excellent all round!
Compliance Manager, International Banking Group
I was very pleased with MERJE’s approach and particularly their understanding of the client. The recruitment process ran smoothly from start to finish and they demonstrated high levels of customer service throughout. I would not hesitate in working with MERJE again, or recommending their services within the finance space.
Group Treasurer, Property Developer