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Credit Risk and Analytics functions are integral parts of many organisations. MERJE excels at sourcing this hard to find, technical skillset. We offer both permanent and interim solutions across a variety of sectors throughout the UK.
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Winners of 'Recruitment Partner of the Year'
at the Credit Awards 2018
In an ever-changing economic climate, Credit Risk and Analytics are intrinsic to the success of businesses across a range of industries. The specialist skillset associated with Credit Risk and Analytics professionals is always in high demand and can be equally as hard to find.
MERJE has a dedicated team with a combined 15 years’ experience in the area and an established network of connections and contacts across all levels. Representing a plethora of clients, our opportunities cover permanent and interim positions throughout the UK. Sectors include:
Credit Risk Recruitment
Since the financial crash in 2008, Credit Risk has become an area where both permanent and contract professionals are more important than ever and as such the recruitment marketplace is thriving. At MERJE we recruit a variety of roles including Head of Credit Risk, Senior Credit Risk Analyst - Scorecards, Lead Collections Strategy Analyst, Decision Science Analyst, Portfolio Manager and Credit Risk Modelling Specialist.
More and more organisations are seeing the benefit of data analysis and how it can help with understanding current trends as well as forecasting the future. Analytics functions often provide the information on which future business strategy is based, so companies are keen to find strong talent in this area. Job titles include Head of Analytics, Systems Analyst, MI Pricing Manager, Data Scientist, Lead SAS Analyst, BI Manager and SQL Developer.
MERJE was founded in
Our Management Team each have over
years' recruitment experience within their specialist markets
of permanent placements had a
salary of £40,000 and over
Contract and Interim roles comprise of
of our placements
8 days ago
Credit Risk Analyst
up to £30,000
An exciting, brand new opportunity for a Credit Risk Analyst to assess and provide insightful analysis on the performance of assigned Credit Risk systems and strategies, identifying opportunities to improve performance, contributing to the delivery of FS goals and objectives Key responsibilities include: Analysing and reporting on the Credit Risk strategy performance, providing insightful MI to key stakeholders Monitor and review the effectiveness of Credit Risk strategies proposing challenger strategy changes to drive commercial performance Implementation and testing of Credit Risk strategy changes Implementing and adhering to all governance, risk and compliance standards, ensuring strategies deliver the best outcomes for customers and the business Building and maintaining key internal and external stakeholder relationships to deliver strategy performance insight The Person: Experience in an analytical role, preferably within a Credit Risk function Highly numerate degree or equivalent Excellent analytical skills and able to assess complex problems and deliver solutions Good technical skills including Microsoft Office (particularly Excel) Strong IT skills with experience using statistical tools and programming languages such as SAS, SQL, etc Strong communication abilities Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
8 days ago
Credit Risk Manager
Circa £50,000 + Benefits
MERJE is looking for an experienced Credit Risk professional to join an established FS company in a Credit Risk Manager role to monitor and develop account management strategies & processes. You will be joining a large, multi-channel Financial Services business with a long history of providing excellent services and products to consumers. The company is going through an exciting period of growth and evolution so it’s a great time to join! On offer is a salary of circa £50,000 + benefits, as well as fantastic development opportunities, a warm, friendly working environment, an informal office culture with free parking available and flexible working options. This company is unable to provide sponsorship Key Responsibilities of the Credit Risk Manager: Specialising in Account Management, aim to maximise commercial performance through the optimisation of strategies and processes Own various areas – risk-based pricing, persistent debt, etc. Maintain governance around strategy changes and performance reporting Mentor a team of analysts Ideal knowledge and experience for the Credit Risk Manager role: Experience in a Credit Risk role in an FCA regulated environment Strong technical abilities with SAS / SQL and Excel Knowledge of Account Management Strategies Driven to deliver commercial results with the use of data Stakeholder and people management skills Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
3 months ago
Senior Credit Risk Manager
Up to £85,000
MERJE is looking for an experienced Credit Risk professional on behalf of an exciting, growing bank in London. In the Senior Credit Risk Manager position, you will take the lead on all credit risk areas including policy, strategy, analytics, processes, portfolio management, modelling, etc. You will be joining an award winning, innovative bank with a 15+ year history of lending and a broad, established customer base. On offer is a salary of up to £65,000 + benefits, as well as fantastic development opportunities, a supportive working environment and an office close to transport links. This company is unable to provide sponsorship Key Responsibilities of the Senior Credit Risk Manager: Develop and enhance the overall credit risk capability for the bank Review, build and implement effective policies, strategies and risk management approaches across the end-to-end credit lifecycle Drive the analytical agenda within the business, enabling the achievement of strategic business goals Deputise for the Head of Credit Risk when necessary across key forums and committees Ideal knowledge and experience for the Senior Credit Risk Manager role: Strong consumer credit risk background including knowledge of the whole lifecycle and a variety of products (particularly mortgages – residential, BTL) Experience in developing and challenging credit risk policies Knowledge of credit risk modelling techniques and approaches Structured, analytical thought process Some coding experience with SQL and R would be preferred but not essential Excellent communication, organisation, negotiation and time management abilities Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
3 months ago
Credit Risk Modelling Manager
MERJE is looking for an experienced Credit Risk Modeller on behalf of an exciting, growing bank in London. In the Credit Risk Manager position, you will take the lead on credit risk modelling projects, as well as supporting the Senior Credit Risk Manager with wider Credit Risk matters. You will be joining an award winning, innovative bank with a 15+ year history of lending and a broad, established customer base. On offer is a salary of up to £65,000 + benefits, as well as fantastic development opportunities, a supportive working environment and an office close to transport links. This company is unable to provide sponsorship Key Responsibilities of the Credit Risk Manager: Lead the development, build, implementation, testing, enhancement, monitor and maintenance of credit risk models Develop MI for risk reporting, credit analytics and portfolio oversight Support the development of policies and lending criteria Embed effective risk management practices and culture Ideal knowledge and experience for the Credit Risk Manager role: Strong consumer credit risk background including knowledge of the whole lifecycle and a variety of products (mortgages, savings accounts, bridging finance, etc.) Good hands-on experience with R and SQL In-depth expertise of credit risk modelling techniques and approaches, must have built models Experience working with large data sets data and data manipulation tools Structured analytical thought process Excellent communication, organisation, negotiation and time management abilities Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
4 months ago
Compliance Analyst - Mortgages
£30,000 - £35,000
Job Description: The purpose of this role is to support the Compliance Manager in providing oversight of compliance activity. Understanding regulatory requirements in relation to mortgage servicing and responsible for compliance monitoring / quality reviews across the regulated businesses. The Client- This firm has been established for over 30 years and operates as a residential mortgage lender, servicer and buy-to-let specialist. Now also looking to develop more growth opportunities in the Mortgages market alongside its established offerings. This Client does not provide sponsorship. The role- Carrying out monitoring tasks in line with the compliance monitoring plan Liaising with other teams to ensure reviews are completed in a timely manner Deliver 2nd line quality assurance reviews and highlight any non-compliance and / or quality assurance problems to completion with the business area Produce, clear and accurate compliance data and reports Manage MI relating to the reviews and recommendations Ensure compliance control recommendations are implemented and update on any relevant regulatory changes Provide technical Compliance advice to the business under the guidance of the Compliance Manager Support the Head of Compliance in maintaining an effective 2nd line of defence over business activities Key Requirements- Ideally candidates will be able to demonstrate compliance experience Mortgages industry experience would be desired with any knowledge around MCOBs to support or Consumer Credit (CONC) The individual can come from a Quality Assurance (QA) background Strong communication skills Ability to manager stakeholders successfully
5 months ago
Pricing Manager (Insurance)
We are looking for creative, innovative and ambitious individuals with 5+ years' experience in any insurance pricing role, who have a track record of finding insight in data, can take ownership for driving forward change and have a passion for sharing your knowledge and experience with colleagues, both at a peer level and in a managerial role. Your final position could be for any of our client’s products (for example motor pricing, household pricing, etc), based on your experience and skills. Pricing is considered to be a fundamental cornerstone of the successful growth of our client’s business and as they continue to transform from a monoline car insurer to one who offers a growing range of personal lines products, we are looking for driven, skilled and experienced pricing managers to join them at their Cardiff based headquarters. This is an exciting opportunity to join a growing and successful team that can offer not only a highly competitive salary but market leading employee benefits on top that include: • Annual Share scheme • Dividends on shares • Season ticket loans • Local retailer discounts and much, much more! What will you be responsible for: Analysing our pricing structures and past performance to improve risk management. Assessing the usefulness of external data sources and managing partnerships with data vendors Communicating results and ideas to key decision makers across different group companies, including Heads of Department and CEO/COO Collaborating with peers in pricing and with stakeholders from all relevant areas of the business Management and development of other members of the team Qualifications, skills and experience we are looking for: A degree, 2:1 (or equivalent) or above in a highly mathematical subject Strong quantitative and analytical skills supported by a solid academic and work background At least 5 years' experience in a pricing role, plus managerial experience Experience of working with SAS or similar packages essential Experience of GLM and/or Machine Learning techniques and software such as Emblem is an advantage Proactive and creative approach to taking initiative and getting things done Willingness to learn from the bottom up and put in the time to acquire the necessary technical skills Team player with proven ability to collaborate and build relationships Excellent interpersonal and communication skills (both written and verbal) Personality and a sense of humour (we believe work should be fun!) Please note, should you not receive feedback within 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
MERJE really understands the markets that they operate in and goes to considerable lengths to really understand their clients’ needs. Finding exceptional Candidates in the very competitive Financial Services world is extremely difficult. MERJE has consistently sourced excellent candidates for us. I cannot recommend MERJE highly enough.
COO, Management Consultancy