W1siziisimnvbxbpbgvkx3rozw1lx2fzc2v0cy9nzxjqzs9qcgcvam9ilwjhbm5lci5qcgcixv0

Credit Risk Analyst (Acquisitions)

  • Location

    Cardiff

  • Discipline:

    Credit Risk & Analytics

  • Job type:

    Contract

  • Consultant:

    Gemma Cardew

  • Email:

    gcardew@merje.com

  • Job ref:

    GC/15632J

  • Published:

    25 days ago

  • Duration:

    3 months

Apply now

Day rate c£400 depending upon experience

At least 2 years’ recent experience in Personal Loans acquisitions (scorecard & Portfolio) is essential to be considered for this opportunity

We are recruiting for a Credit Risk Analyst for an initial 3 month contract working within our Clients Credit Risk Acquisitions team. Their team manages credit risk for personal loans and motor finance product suite. The role involves scorecard analytics as well as providing insight into all aspects of performance across the whole portfolio. Our successful candidate will be able to quickly fit into a fast-moving, innovative and high-profile environment, and will be required to hit the ground running; At least two years prior experience in a credit risk function within personal loan acquisitions is therefore essential.

Your Skills & Expertise:

  • At least two years’ analytical experience within a credit risk function is essential
  • Experience of extracting, manipulating and analysing data using SAS/SQL
  • Demonstrable numerate background, preferably with a degree in a numerical subject
  • Proficient with Excel, Word and PowerPoint to produce clear documents and analysis, presenting complex information effectively
  • Experience working with application decision strategies and customer affordability calculations
  • A broad understanding of the full responsibilities of a credit risk function, from Acquisition through Customer Management to Collections/Recoveries
  • Strong planning and organisation skills with the ability to manage your own workload, prioritise workloads, and support wider projects
  • Good written and verbal communication skills and attention to detail, including writing full noting papers and change proposals

Experience of working with the following would be an advantage, but not essential:

  • Motor finance or other secured lending products
  • Price comparison websites
  • Open banking/PSD