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Credit Risk Analyst (SE)

  • Location: Chester
  • Salary: £43,000 per year
  • Job Type:Permanent

Posted about 2 months ago

  • Sector: Credit Risk & Analytics
  • Contact: Nuhaa Mohamed
  • Contact Email:
  • Contact Phone: 0161 883 2762
  • Expiry Date: 03 May 2024
  • Job Ref: NM/11548

This is an exciting opportunity for a Credit Risk Analyst to join the growing Credit Risk Collections Strategy function of this organisation.

As part of the Risk team, the role is primarily tasked with providing assurance that the company is operating within its credit risk appetite. This is done through oversight of the business lines and production, maintenance and enhancement of credit risk reporting and analysis.

As a Credit Risk Analyst, the successful candidate will undertake both routine and project work involving the analysis of credit risk performance, to contribute actively to our business strategy.

Producing and distributing management information, you will support the building and development of credit metrics, as well as projects to deliver credit risk control.


Key Responsibilities:

  • Performing detailed and well documented analytical analysis to support the development of strategies, policies, models and processes.
  • Developing and maintaining Collections systems
  • Delivering credit risk reporting for management on a monthly and quarterly basis and enhancements through automation.


Key Requirements:

  • An understanding of the concept of retail credit risk management with a grasp of the basic principles of credit scoring. An awareness of the credit lending business and the full customer lifecycle, including new lending, account management, fraud prevention and arrears management.
  • Analytical thinker
  • Some knowledge and practical experience data analysis tools such as SAS, SQL, etc.
  • Highly proficient with MS Office, specifically Excel & PowerPoint.
  • Methodical approach to investigation but with the ability to see and think outside the box when required.
  • Good time management skills - ability to manage own workload and be flexible. Ability to prioritise workloads for optimum performance.
  • Resilient to setbacks, with the tenacity, drive and keen eye for detail required to solve complex challenging problems.
  • Strong communicator - able to deliver technical or in-depth analyses to a non-technical audience. Excellent written and oral communication skills.
  • Self-motivated, requiring minimum supervision.
  • Ability to contribute as a team player. Strong collaborator.
  • Conscientious, with an ability to take appropriate action when required to meet deadlines.
  • Proactive in achieving individual and departmental goals.
  • To strive for excellence in all aspects of the role.
  • To demonstrate the Company's Vision and Values at all times.


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Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities. If you would like this job advertisement in an alternative format, please contact MERJE directly.