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Senior Credit Risk Analyst

  • Location: Nottingham
  • Salary: £60,000 per year
  • Job Type:Permanent

Posted about 1 month ago

  • Sector: Credit Risk & Analytics
  • Contact: Nuhaa Mohamed
  • Contact Email: nmohamed@merje.com
  • Contact Phone: 0161 883 2762
  • Expiry Date: 23 May 2024
  • Job Ref: NM/11626

Senior Credit Risk Analyst- Nottingham (Hybrid 2 days a week)- £50K- £60K

 

My Client is on the search for a Senior Credit Risk Analyst to be responsible for driving insight on credit risk strategies using varying data approaches; regularly monitoring key trends in the portfolio and the wider market and identifying risks that operate with them; and analysing and presenting reports to stakeholders. This role also supports a variety of risk management activities including credit decisioning and impairment models.

As a Senior Analyst you'll have the opportunity to manage and mentor junior team members and work on in-depth project-based analysis.

 

Key Responsibilities: 

  • Identify new opportunities to improve credit performance, communicate the benefit to key stakeholders and support implementation and monitoring of new strategies.
  • Evaluate new and current customers creditworthiness to ensure the business continues to lend safely and remains within Risk Appetite.
  • Produce timely and accurate credit risk MI and analysis, communicating any trends or concerns, drawing conclusions, and recommending action.
  • Develop and maintain credit risk models to assess the probability of default, loss given default, and exposure at default.
  • Support advanced model development, regular model insights and out of course analytical insights and investigations.
  • Improve credit risk models, data and processes, by identifying improvements that can be made and recommending potential solutions.

 Key Requirements: 

  • In- depth knowledge of standard and advanced analytical techniques.
  • Knowledge and confidence using SQL, Python, SAS and/or R.
  • Knowledge of a variety of risk management topics such as IFRS9, IRB, Climate risk, and automated credit decisioning.
  • Understanding of Credit Reference Agency data and uses in portfolio monitoring.
  • Awareness of the Regulations including EBA Capital Requirements, Mortgage Credit Directive, FCA Mortgage conduct of business, GDPR and PRA Supervisory Statements.
  • In depth understanding of IFRS 9 accounting standard and impairment modelling.
  • Strong critical thinking, interpretation, and facilitation skills.
  • Excellent problem solving and decision-making skills.

 

If interested, please send your CV to nmohamed@merje.com

 

**NOTE- This Client cannot provide sponsorship so candidates need to have valid right to work**

Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.If you would like this job advertisement in an alternative format, please contact MERJE directly.