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Credit Risk Analyst

  • Location

    Chester

  • Discipline:

    Credit Risk & Analytics

  • Job type:

    Permanent

  • Salary:

    Up to £45,000

  • Consultant:

    #

  • Email:

    BLangstreth@merje.com

  • Job ref:

    BL/17013c

  • Published:

    3 months ago

MERJE is looking for an experienced Credit Risk Analyst to join a modern FinTech company and conduct analytics to support the development of optimal business strategies.

 

You will be joining a fast-paced, ambitious Financial Services business that prides itself on its non-traditional approach to consumer lending and customer relationships. On offer is a salary of up to £45,000 + benefits, as well as fantastic development and progression opportunities.

 

This role can be based out of either the central London or Cheshire office, and the company can offer long-term working from home flexibility (up to 3 days per week).

 

Applicants must be currently located and eligible to work in the UK without sponsorship.

 

Key Responsibilities of the Credit Risk Analyst:

 

  • Support the delivery of a range of Credit Risk projects, including analytics, reporting, portfolio management, automating processes, and more
  • Analyse data, identify trends and develop an in depth understanding of the customers
  • Monitor strategy and portfolio performance
  • Forecast credit performance
  • Prepare reports and presentations for senior management and credit committees
  • Adopt a continuous improvement mind-set, constantly identifying opportunities to enhance processes, procedures, tools, technologies, etc.

 

Required knowledge and experience for the Credit Risk Analyst role:

 

  • At least 2 years’ experience in a Credit Risk role, ideally within FS or Retail Banking (specifically unsecured portfolios)
  • Excellent analytical abilities and good technical skills with SQL, SAS, Python, R, etc.
  • Excellent attention to detail and accuracy skills
  • Strong academic background with a degree in a quantitative discipline
  • Decision Systems experience would also be beneficial – Experian Strategy Manager, Triad/Blaze, FICO Originations Manager, etc.

 

Please note, should feedback not be received within 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.