Back to Job Search

Senior Credit Risk Analyst

  • Location: United Kingdom
  • Salary: £45,000 - £55,000 per year
  • Job Type:Permanent

Posted about 1 month ago

Our Client is looking for a Senior Credit Risk Analyst to join their team and be responsible for developing, maintaining and reporting on effective new business acquisition strategies (including scorecards and policy rules), deliver optimal loss mitigation, business profitability, compliance with external rules and most importantly ensure positive customer outcomes. The role will require you to work with different stakeholders across the business to drive forward recommendations and solutions to help customers and mitigate risk.

Key Responsibilities:

•Development, management and monitoring of all models including acquisition and behavioural scorecards, cut-off models and system policy rule sets

•Ensure our strategies and policy rules are set an optimal level to drive loss performance in line with business objectives and to achieve positive customer outcomes

•Proactively identify improvements (either effectiveness, efficiency, improved customer outcomes or better controls)

•Working closely with business and finance partners to develop new products and processes

•Deliver effective analytical governance

•Be able to deep dive into our analytics to be able to drive insights and recommendations

•Assist in the development of fraud prevention and detection strategies at the customer onboarding stage

•Assist in the research of statistical techniques and industry best practise to ensure optimal fraud model design

•Adhere to the FCA Conduct rules

Skills and Requirements:

•Previous experience of working in a new business/acquisition analytics role ideally in a finance services context

•Ability to use analytical and statistical tools (primarily SAS) on large, complex, multi-dimensional datasets

•Build positive working relationships with other business stakeholders

•A team played

•Strong written presentation skills, ability to translate complex analytical issues with non-technical delivery