Be responsible for preparing and developing regular portfolio monitoring MI as well as carrying out analysis to pinpoint risk concentrations within the portfolio

Key responsibilities include:

• Develop and produce MI and analysis that highlights emerging trends in the portfolio for discussion with the wider business
• Support the Head of Credit Risk in developing new and more optimal strategies to deliver improvements in effectiveness and efficiency within Collections
• Create ad-hoc pieces of analysis to identify portfolio opportunities / answer senior management queries
• Work on and improve the existing Risk strategies to deliver better customer outcomes and improvement to the impairment position of the Company.
• Follow up the monitoring portfolio reports by analysing the KPI’s to ensure that we follow the risk appetite, lending policy and the right profitability growth;
• Produce analysis to support marketing strategies and channel performance;
• Complying with policies, procedures and external regulatory and ensure that we treat the Customer Fairly
• Liaising with key stakeholders across the business to ensure the successful delivery of analytical projects
• Liaising with external agencies
• Support ad-hoc analysis requirements from the business

The Person:

• Strong analytical ability and quantitative/statistics skills (degree in a numerate/analytical subject);
• Strong use of programming languages as SQL or SAS or WPS or SPSS
• Strong use of MS Office package;
• Ability to interpret data, identify and deliver priority actions; evaluate impacts and risks of changes.
• Ability to work under own initiative as well as in a group.
• Good communications skills to communicate across all levels in the business.
• Positive attitude and ability to be flexible and willingness to learn.
• Ability to influence and constructively challenge the business.
• Previous experience to analytics, credit risk management, credit decision systems, scorecards (2 or 3 years) is essential.

Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.