Our Client is looking for a Credit Risk Analyst that is motivated and ambitious, and is looking to rapidly develop their skills and experience across the whole credit life-cycle.
Role Responsibilities:
• Providing recommendation on credit policy, monitoring performance, clearly communicating issues, developing, and recommending changes where appropriate
• Undertake credit risk analysis by developing statistical models, using tool such as SAS
• Assessing, analysing and interpreting complicated financial information
• Design, build and run weekly, monthly and quarterly monitoring reports that allow the credit risk team to manage credit risk exposures
• Design, build and run weekly, monthly and quarterly MI dashboard reports for the Senior Management Team and Board
• Monitor the effectiveness of existing scorecards and strategies
• Develop relationships with the companies that supply our application processing and collection platforms
• Help implement and test new statistical models and strategies
• Continually question current methods and strategies
• Make recommendations to improve existing decision strategies
• Make recommendations about procedural and policy changes
• Present ideas via reports and presentations, outline findings and make recommendations for improvements
• Identify key portfolio issues requiring further investigation using in depth knowledge of credit portfolio performance
• Develop and implement appropriate value-based risk policies, strategies, models, and controls
• Ensure that strong links are maintained between Risk and other key business areas
• Continually monitor market trends, and keep up to date with credit products and developments
• Keep up to date with Financial Services regulations and ensure the business keeps compliant with these regulations
Role Requirements:
• Degree level in a numerate subject such as Finance, Economics, Maths, Statistics Operational Research, Physics, or Engineering.
• Ideally 2:2 or above, and/or equivalent qualifications/experience
• 1 year in a credit risk analyst or related position
• Proficient in SAS, other coding languages such as R, Python will also be considered
• Experience of using SQL
• Detailed knowledge of Bureau Data - specifically TransUnion and Experian
• Experience in Scorecard and/or model development
• Experience in process improvement
• Working knowledge of core Microsoft applications (Word and Excel)
• Experience working with Application Processing Platforms, such as Powercurve, FICO, Provenir
Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.
If you would like this job advertisement in an alternative format, please contact MERJE directly.