Our Client is looking for a Senior Credit Risk Analyst to join the team.
Provide portfolio management reports which evaluate the risk profile of the customer base.
Develop and monitor risk strategies which maximise revenue whilst minimising bad debt on new and existing business lines.
Build and maintain relationships with Central Risk, Finance, Marketing and external teams, whilst delivering new lending strategies within the agreed risk appetite.
Plan, control and deliver assigned projects, and participate as appropriate in cross functional projects and investigations, ensuring requirements are delivered to plan.
Ensure key risk management information is in place in order to support business direction within agreed risk appetite.
Identify areas of cost reduction, service and process improvements that will results in adding value to the business whilst treating customers fairly.
Perform a health check of all credit portfolios against internal and external benchmarks, summarising performance of credit risk strategies, emerging trends and issues for monthly committees.
Conduct in-depth exploratory analysis on different client segments and portfolios, assessing KPI’s and ensuring outputs produced are accurate and of a high standard.
Liaise with Operational teams to ensure that policies and procedures are being complied with in an efficient manner.
As requested, liaise with other departments or external organisations e.g. Credit Bureau on any current or future initiatives.
Liaise with all levels of seniority across the business
Keep abreast of new developments and regulatory issues.
Educated to degree level or higher
Can independently code in at least one of the following programming language; SAS, SQL or Python
Strong experience in Microsoft Excel
Good knowledge of Statistics
Communication skills – verbal and written
Strong analytical background
Prioritise and organise for self and others
Generate ideas to challenge existing business practices
Think outside own area of responsibility
Take initiative and ownership of work
Build relationships internally and externally
Flexible with business needs
Evidence planning and managing Projects
Supervise and train junior analysts if required
Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.