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Credit Risk Analyst

Posted 12 months ago

  • Sector: Credit Risk & Analytics
  • Contact: Marcus Keane
  • Contact Email: mkeane@merje.com
  • Contact Phone: 0161 883 2804
  • Expiry Date: 10 April 2023
  • Job Ref: MK/10074

Overview:

Fantastic Graduate/Junior opportunity as a Credit Risk Analyst position with a personal loans company providing small-sum loans whilst assessing creditworthiness and lending responsibly. If successful you will carry out a mixture of regular and project work analysing credit risk performance to contribute actively to the business strategy and purpose.

The Role:

  • Production, maintenance, and distribution of the monthly credit reporting suite

  • Ad-hoc reporting and analysis to identify, understand and explain performance trends.

  • Monitor credit KPIs to ensure adverse trends in performance are identified and rectified promptly Production, maintenance, and distribution of the monthly credit reporting suite.

  • Regular Reviews of lending to ensure this is in line with policies

  • Support the Credit & Impairment team in the production of monthly expected loss reporting.

Skills:

  • Maths or STEM degree

  • Highly Analytical and skilled numerically

  • Good verbal and written communicator

  • Effective organisational skills

  • High level understanding of credit risk management

  • An understanding of the basic principles of credit scoring

  • Financial services experience (desirable)

  • Willing and able to travel internationally

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