Job Description: An established Financial Services organisation with a dynamic approach are looking for an experience Senior Credit Risk Analyst to join their growing team and get involved with new project launches. The Senior Credit Risk Analyst will be responsible for providing analytical insight into customer behaviour, credit performance and profitability, shaping credit risk strategies. They’ll produce monthly reporting providing insight on the new business volumes and performance and portfolio performance. The Credit Risk Analyst will present directly to the Board and play a pivotal role in partnering with key stakeholders across the business.
The company will offer 2 days working from home.
Key responsibilities include:
• Providing timely, accurate and insightful monthly and quarterly reports and updates
• Providing reporting, analysis and insight into the portfolio’s Credit Risk profile and its impact on Impairment and the wider business
• Defining and shaping analytical / reporting requirements, delivering tactical solutions, and developing strategic analysis, models, and forecasts to deliver profitable growth
• Building and developing models to enhance strategic decisions, customer segmentation / contact strategies to deliver more targeted acquisition, successful customer / portfolio management and credit performance
• Modelling and forecasting banking covenants to ensure the business has clear visibility of anticipated trends
• Liaising with key stakeholders across the business on a regular basis to plan and prioritise, discuss requirements, and ensure successful delivery of credit risk requirements
• Providing advice and adding value to business projects requiring risk management input. You’ll be proactive and creative in dealing with issues identified within projects
• Liaising with Credit Reference Agencies and other suppliers. You’ll also keep abreast of the industry and research techniques and evaluate the benefits that new Credit Risk practices/techniques may bring
• Ad-hoc requirements from the board
Previous experience and qualifications:
• Proven analytical experience within Credit / Risk teams in the Financial Services or Insurance Industry
• A good degree in a numerate subject
• Strong SAS / SPSS / WPS (or similar) skills
• Experience of managing credit risk strategies in Credit Risk decision engines like ADP, Provenir, PowerCurve and InterConnect
• Knowledge of Credit Reference Agency data and use in credit risk strategies
• Advanced Excel skills
• Strong analytical skills, to gather, organise and present conclusions to support decision making.
• The ability to present ideas and solutions at a board level
Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.