Responsible for the development, implementation and validation of risk monitoring strategies and models/scorecards across the credit lifecycle to drive long-term, sustainable profit from our Financial Service offer. Design and production of adhoc & regular MI on portfolio performance with insightful commentary. To balance commercial risk and minimise potential customer detriment.
Key Responsibilities Include:
Monitoring models/scorecards to ensure benefits are delivered as expected together wit the identification of triggers for model redevelopment
Responsible for the design, build and validation of credit risk models and scorecards that deliver commercial benefits and improve customer outcomes for the group
Ensure that data used for model development is fit for purpose and include the identification and assessment of new data sources
To design and implement a framework for model governance
Responsible for the design and build of the credit risk monitoring performance pack with written evaluation of performance together with any further actions/analysis identified from this
Experience includes:
Highly analytical with strong technical skills – SAS & SQL are essential
Background in model development & management – IFRS9 desirable
STEM/ numerate Degree
Self-Motivated with initiative
Strong communication skills
For any further information about this role or any other opportunities email mkeane@merje.com or call 0161 883 2804