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Mortgage Underwriters - Mortgages

  • Location

    Bradford

  • Discipline:

    Customer Contact, MERJE Front-Line Talent

  • Job type:

    Contract

  • Salary:

    Highly competitive

  • Consultant:

    #

  • Email:

    lwaddock@merje.com

  • Job ref:

    LW/14837(B)

  • Published:

    3 months ago

  • Duration:

    12 Months

  • Startdate:

    1st October

12 months fixed term

Job Description:

We are proud to be working with a fantastic financial services organisation who a recruiting a number of Mortgage Underwriters. Ideally you will currently be a Mortgage Underwriter, however we will give you all of the training you will need so we would love to hear from people from a variety of backgrounds including; underwriters from other product lines, people who work within a role that sits as part of a mortgage process, for example a mortgage advisor, or just passionate and talented individuals who perform a Customer Service role in a similar FS environment. To be successful in this role you will be able to demonstrate that you have a passion for Customer Service and ensuring Customers are at the heart of what you do.

Your day to day responsibilities will be to:

  • Manage a case pipeline through the full application process, ensuring SLA times are consistently met
  • Consider mortgage applications, approving in accordance with the Group Lending Policy
  • Maintain strong working relationship with our brokers
  • Deliver an excellent customer experience by contributing to our mortgage application to offer turnaround times and by increasing overall customer satisfaction.
  • Identify and drive forward service improvements within the department to make the way we do business easier and simple. 
  • Work closely within a team and to help foster working relationships to share best practice and to contribute to a great people experience.
  • Put customers at our heart and at the forefront of all the decisions we make whilst protecting the Societies assets and reputation.
  • Work with Intermediary sales teams to deliver agreed KPI’s
  • Manage underwriting risk and ensure compliance with all regulatory requirements
  • Develop robust rationales for the acceptance or rejection of new business, balancing commercial needs with responsible lending within a regulated environment

 

We’re looking for Underwriters who have a track record of balancing the needs of customers and intermediaries with responsible lending and the highest levels of ethics and risk tolerance.

 

 

Other Knowledge & Skills you’ll need:

  • Adaptable, with excellent time management skills
  • Excellent communication skills, both verbal and written, with the ability to communicate with a  range of people including Solicitors, Valuers and Mortgage Intermediaries
  • Analytical and methodical thinking, with a natural ability to be curious and identify where further information will be required
  • Excellent decision making skills with an aptitude for making appropriate lending decisions in a fair and consistent manner.

Ideally you will have an understanding of FCA guidelines such as MCOB and TCF principles and have previous experience of working within a Financial Services environment

Rewards and benefits:

Not only do we provide the opportunity to make a valuable contribution to our business, we want to recognise and reward that contribution. We do this through an excellent benefits package that offers real reward:

  • Highly competitive salary
  • 24 days holiday plus bank holidays
  • Excellent bonus scheme
  • Onsite gym
  • Free parking
  • Supportive and enjoyable working culture
  • A flexible working environment
  • Money Purchase Pension scheme to which we contribute
  • Staff Mortgage facility and Staff Savings Account

 

 

Keywords: mortgage, underwriter, financial services, mortgage advisor, mortgage adviser, mortgage process, mortgage admin, mortgage underwriter, loan underwriter, insurance underwriter, insurance, loan,