My client is looking for a Head of Product to act as product owner for the credits offered by the business.

 

Responsibilities

• Own the P&L for the product lines, ensuring that product features and pricing are appropriate to the target market.

• Manage the entire product lifecycle from strategic planning to tactical activities.

• Develop, recommend and drive innovation in new and existing products.

• Develop and maintain strong relationships with a range of internal and external stakeholders.

• Work with marketing, digital and retail teams to ensure that the proposition is clearly communicated and articulated and that appropriate customer journeys and outcomes are delivered.

• Work with the Product Governance and Oversight Committee to conduct regular product reviews and to ensure that any new products / features deliver positive financial and customer outcomes.

• Maintain a clear view of the market and competition, ensuring that our credit products remain competitive and deliver outstanding value to our customers.

• Keep abreast of developments in the Financial Services and Credit markets, ensuring the wider leadership team are fully aware of how these impact the business.

• Ensure compliance with regulatory standards through effective oversight and governance, challenging and highlighting where risks exist.

 

Skills & Experience

• At least 5+ years’ experience working at a senior level in a consumer lending environment.

• An understanding of FCA regulations and Financial Services experience.

• Proven track record in product development and innovation. 

• Experience of leading change programmes.

• Passionate about delivering great customer outcomes, with a strong understanding of the needs of customers in the sub-prime market.

• Strong commercial acumen with a high level of numeracy. 

• Understanding of credit risk and risk-based pricing strategies. 

• Excellent interpersonal skills, confident with strong impact and influencing skills.