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Head of Credit

  • Location

    Middlesex

  • Discipline:

    Credit Risk & Analytics

  • Job type:

    Permanent

  • Salary:

    £90,000 - £110,000

  • Consultant:

    #

  • Email:

    blangstreth@merje.com

  • Job ref:

    BL/14641

  • Published:

    6 months ago

A global, market-leading and award-winning financial services business.

This Client does not provide sponsorship.

Key Responsibilities of the Head of Credit:

  • Establish polices, systems and procedures for monitoring credit exposure
  • Identify areas of over exposure and areas of opportunity
  • Develop and maintain the Lending policy
  • Maintain effective relationships with funders, third party supplies, etc.
  • Manage the development, implementation, monitoring and reporting of scoring and decision systems and their effectiveness
  • Conduct analysis, highlight areas of possible improvement and present robust arguments to support proposed changes
  • Manage, motivate and develop direct reports (Fraud Investigator)

The ideal candidate for this Head of Credit opportunity will have the following knowledge, experience and understanding:

  • Mortgages experience is essential
  • Lending industry experience and knowledge
  • Knowledge of credit scoring, its application and development
  • Experience of Credit Policy and strategy
  • Ideally experience in a specialist lending environment
  • The ability to form productive relationships at all levels
  • Strong English verbal and written communication skills
  • Accurate, well organised and reliable
  • Good knowledge of Microsoft applications