Credit Underwriter

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  • Discipline:

    Credit Risk & Analytics

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  • Salary:


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  • Published:

    about 1 year ago

I am working with an exciting P2P firm based in London. Due to increased workload they are looking to grow their Credit Risk team. The Credit Analyst will join the Credit team to onboard UK based SME’s looking to borrow working capital for their business.

Core Responsibilities:

• From lead generation by the Commercial team you will liaise with the Regional Director to complete a successful handover of the Client once the Client is appropriate to be passed to the Credit team

• Review and understand the Commercial paper prepared by the Regional Director

• Analyse the financial information of the Clients past financial performance

• Understand the Clients relationships with their Customers

• Analyse the Churn data of the Client customer base

• Review the relevant security requirements that the loan will be leveraged against

• Review a sample of Client contracts with their Customers

• Obtain market knowledge of the sector that the Client is operating in

• Prepare a Credit Paper with summary and conclusion of the Borrowing requirements, for review by the Head of Credit

• Prepare Credit Presentation for the Credit Committee

Preferred Qualifications and/or Experience

  • An undergraduate degree (no subject preference);
  • Previous underwriting experience or similar experience in a regulated environment
  • Ideally a ACCA/ACA/CFA or equivalent qualifications
  • An ability and desire to work in a challenging, fast-paced environment;
  • To be comfortable with change, you will be based at head office (external meeting and travel when necessary);
  • Be a team player;
  • Excellent communication skills, both written and verbal;
  • Outstanding organisational skills and ability to focus on detail