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Credit Risk Manager

  • Location: Uxbridge
  • Salary: Up to £70,000 per year
  • Job Type:Permanent

Posted about 1 month ago

  • Sector: Credit Risk & Analytics
  • Contact: Nuhaa Mohamed
  • Contact Email: nmohamed@merje.com
  • Contact Phone: 0161 883 2762
  • Expiry Date: 29 February 2024
  • Job Ref: NM/11339

Credit Risk Portfolio Manager (Mortgages)- up to £70K- Manchester (Hybrid)

My Manchester based Client is looking for a Credit Risk Manager to support in the production and enhancement of management information and business intelligence across the business, using various tools and programming techniques.

Role Responsibilities:

  • Monitoring credit performance; providing recommendations to strategically refine lending criteria, manage risks, and exploit opportunities.
  • Maintain and develop the affordability model, which aligns to regulation and fits within the Risk Appetite Framework.
  • Responsible for the provision and enhancements of real-time interactive dashboards, ensuring these are accessible, to allow colleagues to make appropriate, timely decisions in all areas of activity.
  • Deliver and provide ad hoc business intelligence, reporting and data.
  • Responsible for ensuring reporting/data held within the credit risk function is documented and maintained to ensure clarity and proper usage across business.
  • Maintain and recommend enhancements to the Credit Risk Framework and associated Policies and procedures.

Key Requirements:

  • A good understanding of the commercial drivers and behavioural characteristics of mortgage products is essential
  • Working knowledge of external data sources such as credit bureau files.
  • Programming tools (such as R, SQL, or equivalent).
  • Strong knowledge of credit risk.
  • Highly numerate.
  • Able to lead and develop a team of analysts.
  • Able to research new and emerging technologies and techniques and identify how to apply these to the business.

If interested, send your CV to nmohamed@merje.com