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Credit Risk Analytics Manager

  • Location: London
  • Salary: 70k – 85k per year
  • Job Type:Permanent

Posted over 1 year ago

  • Sector: Credit Risk & Analytics
  • Contact: Marcus Keane
  • Contact Email: mkeane@merje.com
  • Expiry Date: 25 September 2022
  • Job Ref: MK/19071

(Hybrid 1 day per week - Specialising in Mortgages)

Exciting role with an up and coming mortgage lender. They are on a mission to transform the housing market, broadening access to homeownership for aspiring first-time buyers, simplifying the home-buying process, and promoting our customers’ financial wellbeing through the smarter management of their home finances. Backed by leading institutional & angel investors, and a rapidly growing team, they’re set for an exceptional 2022.

Responsibilities Include:

You’ll deliver a credit strategy and MI suite to allow for the effective operation of credit decisioning. Topics you will cover in your first twelve months include

• Supporting the development of a configurable credit decisioning functionality.

• Establishing an effective suite of portfolio MI, identifying emerging risks.

• Developing a Collections strategy.

• Delivering an effective Valuations strategy.

Key Experience Required:

• 5+ years’ experience working in an analytics or portfolio management role in a UK residential mortgage lender.

• Some line management experience is required.

• Experience in developing credit strategies including acquisition and collection strategies

• In-depth knowledge of Statistical Modelling, BAU (Acquisition) scorecards and strategies and behavioural models.

• Experience in developing MI to monitor a UK residential mortgage portfolio.

• A good understanding of the end to end credit cycle.

• You should also possess excellent communication skills with the ability to produce concise reports and to communicate technical concepts in a simple and understandable way.

• You are always approachable and emotionally intelligent and build rapport with stakeholders across the organisation.

• You are passionate about improving the home-buying experience for first-time buyers.

Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities