Credit Risk Analyst - Modelling, Analytics, SQL
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Location
London
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Discipline:
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Job type:
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Salary:
Up to £50K
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Consultant:
#
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Email:
nmohamed@merje.com
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Job ref:
NM/16038
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Published:
over 1 year ago
A well-established Fintech business is on the search for a Credit Risk Analyst. This role would suit someone who is looking for the opportunity to take on more responsibility and progress to a senior role in the near future. You will be leading on tasks in three main credit risk workstreams: credit reporting and analytics, advanced modelling and underwriting automation.
Key responsibilities include:
· Improve Underwriting Automation by supporting the analysis required for the Underwriting Decision Engine
· Credit strategy analysis
· Scorecard cut-off & P&L analysis
· Portfolio monitoring
· Test monitoring
Advanced modelling, including but not limited to:
· PD Scorecard
· Loss forecast model
· Recovery model
The Person
Technical skills:
- SQL
- General programming language, ideally an open sourced statistical language, such as R and Python; SAS is acceptable, but you will be required to take up an open sourced language on the job.
- Advanced Microsoft ExceL
Business knowledge:
- Consumer credit profit and loss
- Arrears reporting
- Credit policy analysis
Experience:
- Minimum 4 years work experience in an analytical role in consumer finance is a must-have
- Work experience in a fintech is an advantage but not a necessary requirement
- Experience in working with credit bureau data and developing scorecard is an advantage but not a necessary requirement
To discuss the role in greater detail please contact Nuhaa Mohamed on 0161 883 2762 or send through your CV to nmohamed@merje.com