A well-established Fintech business is on the search for a Credit Risk Analyst. This role would suit someone who is looking for the opportunity to take on more responsibility and progress to a senior role in the near future. You will be leading on tasks in three main credit risk workstreams: credit reporting and analytics, advanced modelling and underwriting automation.

Key responsibilities include:

·         Improve Underwriting Automation by supporting the analysis required for the Underwriting Decision Engine

·         Credit strategy analysis

·         Scorecard cut-off & P&L analysis

·         Portfolio monitoring

·         Test monitoring

Advanced modelling, including but not limited to:

·         PD Scorecard

·         Loss forecast model

·         Recovery model

The Person

Technical skills:

• SQL
• General programming language, ideally an open sourced statistical language, such as R and Python; SAS is acceptable, but you will be required to take up an open sourced language on the job.
• Advanced Microsoft ExceL

Business knowledge:

• Consumer credit profit and loss
• Arrears reporting
• Credit policy analysis

Experience:

• Minimum 4 years work experience in an analytical role in consumer finance is a must-have
• Work experience in a fintech is an advantage but not a necessary requirement
• Experience in working with credit bureau data and developing scorecard is an advantage but not a necessary requirement

 Please note, should you not receive feedback 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.

To discuss the role in greater detail please contact Nuhaa Mohamed on 0161 883 2762 or send through your CV to nmohamed@merje.com