Overview:

Fantastic Graduate/Junior opportunity as a Credit Risk Analyst position with a personal loans company providing small-sum loans whilst assessing creditworthiness and lending responsibly. If successful you will carry out a mixture of regular and project work analysing credit risk performance to contribute actively to the business strategy and purpose.

The Role:

• Production, maintenance, and distribution of the monthly credit reporting suite

• Ad-hoc reporting and analysis to identify, understand and explain performance trends.

• Monitor credit KPIs to ensure adverse trends in performance are identified and rectified promptly Production, maintenance, and distribution of the monthly credit reporting suite.

• Regular Reviews of lending to ensure this is in line with policies

• Support the Credit & Impairment team in the production of monthly expected loss reporting.

Skills:

• Maths or STEM degree

• Highly Analytical and skilled numerically

• Good verbal and written communicator

• Effective organisational skills

• High level understanding of credit risk management

• An understanding of the basic principles of credit scoring

• Financial services experience (desirable)

• Willing and able to travel internationally