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Credit Risk Analyst

  • Location: Nottingham
  • Salary: £50,000 per year
  • Job Type:Permanent

Posted 26 days ago

  • Sector: Credit Risk & Analytics
  • Contact: Nuhaa Mohamed
  • Contact Email:
  • Contact Phone: 0161 883 2762
  • Expiry Date: 18 March 2024
  • Job Ref: NM/11360

Key Responsibilities:

Evaluate new and current customers to ensure the business continues to lend safely and remains within Risk Appetite

Analyse and evaluate information gained from several sources, draw conclusions, and recommend action as a result of this analysis

Discover insights using large and multiple data sources to identify patterns, anomalies, and opportunities for risk reduction

Prepare and present reports for senior management highlighting risks and recommendations to mitigate these risks

Produce and use analytic reports to monitor risk and performance, ensuring a high standard of accuracy, presentation and commentary

Work closely and collaboratively with internal teams to support alignment with risk management objectives

Drive continuous improvement by being curious and seeking ways to work differently generating new ideas and approaches

Key Requirements:

Knowledge of different types of lending and the risk implications associated with them

Good experience in using data extracts and reporting software

Strong and effective problem solving and decision-making skills

Good communication skills with the ability to present and explain analysis to relevant stakeholders/business areas

Mortgage experience would be highly beneficial - candidates without mortgage experience will have the desire to learn and develop their knowledge in this area

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Please note, should feedback not be received within 28 days due to the large volume of applications, unfortunately, your application has been unsuccessful. However, we may be in touch with similar relevant opportunities. If you would like this job advertisement in an alternative format, please contact MERJE directly.