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Completions Officer

  • Location: Manchester
  • Salary: £31,500 per year
  • Job Type:Permanent

Posted about 2 months ago

  • Sector: Front-Line Talent
  • Contact: Lucy Waddock
  • Contact Email: lwaddock@merje.com
  • Contact Phone: 0161 883 2740
  • Expiry Date: 13 February 2024
  • Job Ref: LW/11268

 Completions Officer 

Wilmslow or Manchester

Monday - Friday 8am-4pm

Hybrid

 Are you ready to take your career in mortgage services to the next level? Our client, a renowned financial institution, is looking for a skilled and motivated Completions Officer to join our dynamic team.

Our client is dedicated to backing individuals and businesses, enabling them to go for it in both life and business. As a Completions Officer, you'll play a pivotal role in our mortgage application process, ensuring a seamless journey from offer to completion.

 Responsibilities:

  • Process Certificates of Titles (COTs) to ensure compliance with loan offer conditions and accurate details for completion.

  • Manage and control the release of completion funds, ensuring deadlines are met.

  • Review Residential, Standard, and Specialist Buy-to-Let mortgage applications up to £1,000,000.

  • Respond to legal correspondence from solicitors, liaising with underwriters, credit risk, and third-party partners.

  • Maintain strong relationships with internal departments and external stakeholders.

  • Conduct assessments using Credit Searches, Land Registry information, and Fraud avoidance tools.

  • Provide timely updates to customers, brokers, and solicitors on application progress.

  • Administer necessary mortgage documents and ensure compliance with regulations.

  • Proactively identify potential scheme abuse and fraudulent activity.

  • Provide training and support for team colleagues' development.

  • Adhere to audit requirements and achieve competency in team tasks.

About You:

  • Support a culture of continuous improvement.

  • Proactive and professional approach for a right first-time outcome.

  • Good understanding of Residential and Commercial lending.

  • Coach and develop colleagues in obtaining post-offer authority.

  • Collaborative approach to managing stakeholders and inter-team dependencies.

  • Comfortable in a changing and fast-paced environment.

  • Achieve individual KPIs to support team objectives.

  • Interpret regulatory rules and support risk controls.

  • Maintain up-to-date knowledge of regulatory requirements.

  • Support the development of business policies.

 

Benefits:

  • 30 Days holiday + banks

  • Private healthcare

  • Hybrid working - 2 days office based

  • Income protection

  • Life Assurance

  • Workplace pension

  • Shopping discounts